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investment property lenders · HMDA 2023–2025

Investment property lenders in Gaston County, North Carolina

Fat Boy Data analyzed investment property mortgage activity in Gaston County, North Carolina, home to Gastonia, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,163 applications were decided by 204 lenders between 2023 and 2025.

Gaston County at a glance

204Active lenders15 with 20+ decisions
87.0%Market approval rate1,012 of 1,163 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up958 loans funded

How Gaston County compares

Approval rate compared
Gaston County87.0%North Carolina89.3%All 616 counties87.5%
Typical loan compared
Gaston County$185KNorth Carolina$255KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Gaston County, NC, 124 of them.

Dhi Mortgage Company, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

The typical investment property mortgage here is $185K, 27% smaller than the North Carolina typical of $255K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 24Lendingone, LLC: 38% approved of 34United Wholesale Mortgage, LLC: 82% approved of 55One lender: 85% approved of 26One lender: 85% approved of 27One lender: 86% approved of 28One lender: 86% approved of 22Kiavi Funding, Inc.: 92% approved of 139One lender: 95% approved of 22One lender: 97% approved of 30Lima One Capital, LLC: 97% approved of 33Movement Mortgage, LLC: 98% approved of 40One lender: 100% approved of 30One lender: 100% approved of 23One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Gaston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.92%128 / 13997%$175K124
2United Wholesale Mortgage, LLCBroker only82%45 / 5598%$185K44
3Movement Mortgage, LLC98%39 / 4082%$195K32
4Lendingone, LLC38%13 / 34100%$175K13
5Lima One Capital, LLC97%32 / 33100%$225K32

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 199 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Gaston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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