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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Gaston County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Gaston County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,648 applications were decided by 193 lenders between 2023 and 2025.

Gaston County at a glance

193Active lenders32 with 20+ decisions
67.4%Market approval rate2,460 of 3,648 decided
$165KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,318 loans funded

How Gaston County compares

Approval rate compared
Gaston County67.4%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Gaston County$165KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Gaston County, NC, 671 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 52.

The typical cash-out refinance here is $165K, 15% smaller than the North Carolina typical of $195K.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 17% approved of 41Lakeview Loan Servicing, LLC: 27% approved of 70Amerisave Mortgage Corporation: 31% approved of 255American Financing Corporation: 32% approved of 22Skyla Federal Credit Union: 34% approved of 41New Day Financial, LLC: 37% approved of 73Newrez LLC: 46% approved of 131Carrington Mortgage Services, LLC: 48% approved of 79Village Capital & Investment LLC: 50% approved of 40Quorum Federal Credit Union: 52% approved of 21New American Funding, LLC: 53% approved of 43Wells Fargo Bank, National Association: 57% approved of 46Truliant Federal Credit Union: 62% approved of 88Flagstar Bank, National Association: 62% approved of 24GoodLeap, LLC: 64% approved of 47Navy Federal Credit Union: 65% approved of 31Pennymac Loan Services, LLC: 67% approved of 110State Employees': 68% approved of 120Loandepot.Com, LLC: 70% approved of 122The Federal Savings Bank: 74% approved of 23Mutual of Omaha Mortgage, Inc.: 74% approved of 27United Wholesale Mortgage, LLC: 77% approved of 310Guild Mortgage Company LLC: 78% approved of 23Cardinal Financial Company, Limited Partnership: 78% approved of 23Rocket Mortgage, LLC: 80% approved of 872Freedom Mortgage Corporation: 80% approved of 92Nationstar Mortgage LLC: 84% approved of 77Truist Bank: 86% approved of 50Crosscountry Mortgage, LLC: 90% approved of 20Movement Mortgage, LLC: 94% approved of 69Top Flite Financial, Inc.: 95% approved of 20Reliance First Capital, LLC: 96% approved of 52

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Gaston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%700 / 87296%$155K671
2United Wholesale Mortgage, LLCBroker only77%238 / 31096%$215K228
3Amerisave Mortgage Corporation31%79 / 25597%$115K77
4Newrez LLC46%60 / 13198%$155K59
5Loandepot.Com, LLC70%85 / 12298%$205K83

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 188 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Gaston County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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