refinance lenders · HMDA 2023–2025

Refinance lenders in Gaston County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Gaston County, North Carolina, home to Gastonia, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,704 applications were decided by 216 lenders between 2023 and 2025.

Gaston County at a glance

216Active lenders27 with 20+ decisions
74.9%Market approval rate2,025 of 2,704 decided
$205KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,892 loans funded

How Gaston County compares

Approval rate compared
Gaston County74.9%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Gaston County$205KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Gaston County, NC, 257 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 25.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%One lender: 39% approved of 28One lender: 42% approved of 43One lender: 54% approved of 61One lender: 57% approved of 21One lender: 57% approved of 40One lender: 62% approved of 76One lender: 62% approved of 42One lender: 66% approved of 32One lender: 70% approved of 20One lender: 70% approved of 20Truliant Federal Credit Union: 70% approved of 178Truist Bank: 71% approved of 248One lender: 71% approved of 42One lender: 74% approved of 23State Employees': 74% approved of 349One lender: 79% approved of 28Rocket Mortgage, LLC: 79% approved of 202One lender: 81% approved of 67United Wholesale Mortgage, LLC: 84% approved of 188One lender: 85% approved of 27One lender: 87% approved of 52One lender: 90% approved of 67One lender: 91% approved of 32One lender: 95% approved of 95One lender: 95% approved of 21One lender: 95% approved of 22One lender: 96% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Gaston County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'74%258 / 349100%$105K257
2Truist Bank71%176 / 24895%$105K168
3Rocket Mortgage, LLC79%160 / 20291%$265K146
4United Wholesale Mortgage, LLCBroker only84%158 / 18897%$315K153
5Truliant Federal Credit Union70%125 / 17894%$105K118

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 211 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Gaston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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