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mortgage lenders · HMDA 2023–2025

Mortgage lenders in North Carolina

Fat Boy Data analyzed home purchase mortgage activity in North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 350,742 applications were decided by 1,104 lenders between 2023 and 2025.

North Carolina at a glance

1,104Active lenders440 with 20+ decisions
87.6%Market approval rate307,244 of 350,742 decided
$325KTypical loanmedian lender, $10K brackets
96%Borrower take-up296,438 loans funded

How North Carolina compares

Approval rate compared
North Carolina87.6%All 616 counties87.6%
Typical loan compared
North Carolina$325KAll 616 counties$335K

What the data shows

State Employees' made the most home purchase mortgages in North Carolina, 18,305 of them.

M/I Financial, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 1,862.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 6,024Vanderbilt Mortgage and Finance, Inc.: 29% approved of 13,863One lender: 40% approved of 2,400One lender: 74% approved of 1,900One lender: 75% approved of 1,791One lender: 81% approved of 4,923One lender: 83% approved of 5,137One lender: 85% approved of 1,726One lender: 85% approved of 1,323One lender: 85% approved of 5,495One lender: 86% approved of 4,573One lender: 86% approved of 1,443One lender: 86% approved of 12,083State Employees': 87% approved of 21,592One lender: 88% approved of 6,029One lender: 88% approved of 6,890One lender: 89% approved of 5,554One lender: 89% approved of 2,401One lender: 89% approved of 1,617One lender: 89% approved of 3,997Rocket Mortgage, LLC: 90% approved of 12,942One lender: 90% approved of 4,907One lender: 91% approved of 8,943One lender: 92% approved of 1,611One lender: 92% approved of 1,324United Wholesale Mortgage, LLC: 92% approved of 12,889One lender: 92% approved of 3,500One lender: 93% approved of 2,138One lender: 94% approved of 1,298One lender: 94% approved of 1,963One lender: 94% approved of 1,413One lender: 94% approved of 4,252One lender: 94% approved of 1,888One lender: 95% approved of 2,114One lender: 95% approved of 1,490One lender: 96% approved of 1,586One lender: 96% approved of 2,326One lender: 96% approved of 4,792One lender: 96% approved of 2,737One lender: 96% approved of 1,280One lender: 96% approved of 7,689One lender: 97% approved of 2,528One lender: 97% approved of 1,260One lender: 97% approved of 2,114One lender: 97% approved of 1,289One lender: 97% approved of 2,696One lender: 98% approved of 3,517One lender: 98% approved of 2,641One lender: 98% approved of 3,347One lender: 98% approved of 6,031One lender: 98% approved of 1,513Movement Mortgage, LLC: 98% approved of 19,172One lender: 98% approved of 1,856One lender: 98% approved of 1,211One lender: 99% approved of 2,100One lender: 99% approved of 5,712One lender: 99% approved of 11,431One lender: 99% approved of 1,617One lender: 99% approved of 1,453One lender: 100% approved of 1,862

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in North Carolina

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'87%18,685 / 21,59298%$275K18,305
2Movement Mortgage, LLC98%18,788 / 19,17288%$325K16,524
3Vanderbilt Mortgage and Finance, Inc.29%3,998 / 13,86389%$305K3,561
4Rocket Mortgage, LLC90%11,617 / 12,94299%$325K11,484
5United Wholesale Mortgage, LLCBroker only92%11,884 / 12,88999%$375K11,747

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 1,099 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in North Carolina. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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