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refinance lenders · HMDA 2023–2025

Refinance lenders in Clermont County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Clermont County, Ohio, home to Milford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,310 applications were decided by 175 lenders between 2023 and 2025.

Clermont County at a glance

175Active lenders22 with 20+ decisions
80.5%Market approval rate1,860 of 2,310 decided
$175KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,735 loans funded

How Clermont County compares

Approval rate compared
Clermont County80.5%Ohio76.9%All 616 counties76.5%
Typical loan compared
Clermont County$175KOhio$105KAll 616 counties$295K

What the data shows

Fifth Third Bank, National Association made the most mortgage refinances in Clermont County, OH, 346 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 72.

The typical mortgage refinance here is $175K, 67% larger than the Ohio typical of $105K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 37One lender: 56% approved of 27The Huntington National Bank: 64% approved of 113One lender: 65% approved of 23Third Federal Savings And Loan Association Of Cleveland: 66% approved of 156One lender: 76% approved of 29One lender: 76% approved of 29PNC Bank, National Association: 77% approved of 145One lender: 80% approved of 65One lender: 80% approved of 56One lender: 81% approved of 21Fifth Third Bank, National Association: 81% approved of 438One lender: 82% approved of 38One lender: 85% approved of 20One lender: 86% approved of 110United Wholesale Mortgage, LLC: 88% approved of 147One lender: 90% approved of 42One lender: 92% approved of 25One lender: 95% approved of 40One lender: 95% approved of 20One lender: 98% approved of 90One lender: 100% approved of 72

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Clermont County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fifth Third Bank, National Association81%356 / 43897%$105K346
2Third Federal Savings And Loan Association Of Cleveland66%103 / 15692%$115K95
3United Wholesale Mortgage, LLCBroker only88%130 / 14796%$305K125
4PNC Bank, National Association77%112 / 14594%$105K105
5The Huntington National Bank64%72 / 11392%$165K66

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 170 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Clermont County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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