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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Franklin County, Ohio

Fat Boy Data analyzed investment home improvement loan activity in Franklin County, Ohio, home to Columbus, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 635 applications were decided by 78 lenders between 2023 and 2025.

Franklin County at a glance

78Active lenders8 with 20+ decisions
42.4%Market approval rate269 of 635 decided
$125KTypical loanmedian lender, $10K brackets
90%Borrower take-up243 loans funded

How Franklin County compares

Approval rate compared
Franklin County42.4%Ohio43.6%All 616 counties51.2%
Typical loan compared
Franklin County$125KOhio$95KAll 616 counties$115K

What the data shows

Union Savings Bank made the most investment home improvement loans in Franklin County, OH, 31 of them.

Union Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 89% of 35.

The typical investment home improvement loan here is $125K, 32% larger than the Ohio typical of $95K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 31Fifth Third Bank, National Association: 10% approved of 70Kemba Financial Credit Union Inc: 14% approved of 35One lender: 20% approved of 20The Huntington National Bank: 24% approved of 95Deephaven Mortgage LLC: 71% approved of 35One lender: 76% approved of 25Union Savings Bank: 89% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in Franklin County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank24%23 / 9591%$125K21
2Fifth Third Bank, National Association10%7 / 7086%$155K6
3Kemba Financial Credit Union Inc14%5 / 35100%$55K5
4Union Savings Bank89%31 / 35100%$125K31
5Deephaven Mortgage LLC71%25 / 3596%$195K24

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 73 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Franklin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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