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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Erie County, Pennsylvania

Fat Boy Data analyzed home improvement loan activity in Erie County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,191 applications were decided by 71 lenders between 2023 and 2025.

Erie County at a glance

71Active lenders18 with 20+ decisions
69.2%Market approval rate2,208 of 3,191 decided
$45KTypical loanmedian lender, $10K brackets
97%Borrower take-up2,138 loans funded

How Erie County compares

Approval rate compared
Erie County69.2%Pennsylvania66.7%All 616 counties62.7%
Typical loan compared
Erie County$45KPennsylvania$65KAll 616 counties$75K

What the data shows

Erie Federal Credit Union made the most home improvement loans in Erie County, PA, 528 of them.

The Andover Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical home improvement loan here is $45K, 31% smaller than the Pennsylvania typical of $65K.

Only 3 lenders here typically write at or below $35K: Erie Federal Credit Union, Widget Federal Credit Union, Tendto Federal Credit Union.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 15% approved of 46Bank of America, National Association: 28% approved of 25Widget Federal Credit Union: 42% approved of 257The Huntington National Bank: 52% approved of 73Navy Federal Credit Union: 54% approved of 24Citizens Bank, National Association: 60% approved of 174PNC Bank, National Association: 64% approved of 326First National Bank of Pennsylvania: 66% approved of 227Erie Federal Credit Union: 71% approved of 747Tendto Federal Credit Union: 71% approved of 79Figure Lending LLC: 71% approved of 38Pennsylvania State Employees Credit Union: 78% approved of 76Northwest Bank: 81% approved of 434Corry Federal Credit Union: 84% approved of 25CNB Bank: 85% approved of 112Marquette Savings Bank: 93% approved of 284Coastal Community Bank: 100% approved of 40The Andover Bank: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Erie County

LenderApprovalApprovedTaken upTypical loanLoans made
1Erie Federal Credit Union71%528 / 747100%$35K528
2Northwest Bank81%351 / 43499%$55K347
3PNC Bank, National Association64%210 / 32696%$55K202
4Marquette Savings Bank93%263 / 28499%$45K260
5Widget Federal Credit Union42%108 / 257100%$35K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 66 more lenders.

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