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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Erie County, Pennsylvania

Fat Boy Data analyzed investment cash-out refinance activity in Erie County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 208 applications were decided by 54 lenders between 2023 and 2025.

Erie County at a glance

54Active lenders2 with 20+ decisions
76.0%Market approval rate158 of 208 decided
$95KTypical loanmedian lender, $10K brackets
93%Borrower take-up147 loans funded

How Erie County compares

Approval rate compared
Erie County76.0%Pennsylvania74.9%All 616 counties73.1%
Typical loan compared
Erie County$95KPennsylvania$165KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Erie County, PA, 16 of them.

Bpl Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 22.

The typical investment cash-out refinance here is $95K, 42% smaller than the Pennsylvania typical of $165K.

Investment property cash-out lenders in Erie County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only81%39 / 48100%$75K39
2Bpl Mortgage, LLC95%21 / 2276%$85K16
3Clarion County Community BankLimited sample72%13 / 1892%$115K12
4Lendingone, LLCLimited sample30%3 / 10100%$125K3
5Northwest BankLimited sample56%5 / 9100%$115K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 49 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Erie County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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