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refinance lenders · HMDA 2023–2025

Refinance lenders in Erie County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Erie County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,212 applications were decided by 107 lenders between 2023 and 2025.

Erie County at a glance

107Active lenders19 with 20+ decisions
75.8%Market approval rate1,676 of 2,212 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,611 loans funded

How Erie County compares

Approval rate compared
Erie County75.8%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Erie County$105KPennsylvania$115KAll 616 counties$295K

What the data shows

Erie Federal Credit Union made the most mortgage refinances in Erie County, PA, 297 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 36.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 39% approved of 28Widget Federal Credit Union: 52% approved of 91Lakeview Loan Servicing, LLC: 57% approved of 21The Huntington National Bank: 66% approved of 38First National Bank of Pennsylvania: 67% approved of 180KeyBank National Association: 71% approved of 42Royal United Mortgage LLC: 73% approved of 26Citizens Bank, National Association: 74% approved of 183Erie Federal Credit Union: 76% approved of 393PNC Bank, National Association: 76% approved of 324Rocket Mortgage, LLC: 77% approved of 92Tendto Federal Credit Union: 80% approved of 40Northwest Bank: 83% approved of 30Marquette Savings Bank: 87% approved of 184United Wholesale Mortgage, LLC: 89% approved of 98CNB Bank: 92% approved of 89Movement Mortgage, LLC: 95% approved of 20Pennsylvania State Employees Credit Union: 95% approved of 22Freedom Mortgage Corporation: 97% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Erie County

LenderApprovalApprovedTaken upTypical loanLoans made
1Erie Federal Credit Union76%297 / 393100%$65K297
2PNC Bank, National Association76%247 / 32498%$105K242
3Marquette Savings Bank87%160 / 18499%$85K158
4Citizens Bank, National Association74%136 / 18397%$115K132
5First National Bank of Pennsylvania67%121 / 18098%$105K119

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 102 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Erie County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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