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refinance lenders · HMDA 2023–2025

Refinance lenders in Erie County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Erie County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,212 applications were decided by 107 lenders between 2023 and 2025.

Erie County at a glance

107Active lenders19 with 20+ decisions
75.8%Market approval rate1,676 of 2,212 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,611 loans funded

How Erie County compares

Approval rate compared
Erie County75.8%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Erie County$105KPennsylvania$115KAll 616 counties$295K

What the data shows

Erie Federal Credit Union made the most mortgage refinances in Erie County, PA, 297 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 36.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 39% approved of 28One lender: 52% approved of 91One lender: 57% approved of 21One lender: 66% approved of 38First National Bank of Pennsylvania: 67% approved of 180One lender: 71% approved of 42One lender: 73% approved of 26Citizens Bank, National Association: 74% approved of 183Erie Federal Credit Union: 76% approved of 393PNC Bank, National Association: 76% approved of 324One lender: 77% approved of 92One lender: 80% approved of 40One lender: 83% approved of 30Marquette Savings Bank: 87% approved of 184One lender: 89% approved of 98One lender: 92% approved of 89One lender: 95% approved of 20One lender: 95% approved of 22One lender: 97% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Erie County

LenderApprovalApprovedTaken upTypical loanLoans made
1Erie Federal Credit Union76%297 / 393100%$65K297
2PNC Bank, National Association76%247 / 32498%$105K242
3Marquette Savings Bank87%160 / 18499%$85K158
4Citizens Bank, National Association74%136 / 18397%$115K132
5First National Bank of Pennsylvania67%121 / 18098%$105K119

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 102 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Erie County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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