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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Erie County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Erie County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,931 applications were decided by 120 lenders between 2023 and 2025.

Erie County at a glance

120Active lenders20 with 20+ decisions
65.6%Market approval rate1,267 of 1,931 decided
$125KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,218 loans funded

How Erie County compares

Approval rate compared
Erie County65.6%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Erie County$125KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Erie County, PA, 378 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Northwest Bank approved the highest share of applications among lenders with at least 20 decisions here, 80% of 275.

The typical cash-out refinance here is $125K, 14% smaller than the Pennsylvania typical of $145K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 19% approved of 132One lender: 20% approved of 25One lender: 24% approved of 38One lender: 28% approved of 39One lender: 32% approved of 28One lender: 42% approved of 43One lender: 42% approved of 40One lender: 50% approved of 26Loandepot.Com, LLC: 64% approved of 64One lender: 65% approved of 23United Wholesale Mortgage, LLC: 66% approved of 89One lender: 67% approved of 24One lender: 70% approved of 37One lender: 70% approved of 27One lender: 75% approved of 44One lender: 78% approved of 40Rocket Mortgage, LLC: 78% approved of 491One lender: 78% approved of 46Northwest Bank: 80% approved of 275One lender: 80% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Erie County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%383 / 49199%$125K378
2Northwest Bank80%220 / 27599%$105K218
3Amerisave Mortgage Corporation19%25 / 132100%$65K25
4United Wholesale Mortgage, LLCBroker only66%59 / 89100%$185K59
5Loandepot.Com, LLC64%41 / 64100%$155K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 115 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Erie County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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