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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Lancaster County, Pennsylvania

Fat Boy Data analyzed investment property refinance activity in Lancaster County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 513 applications were decided by 79 lenders between 2023 and 2025.

Lancaster County at a glance

79Active lenders4 with 20+ decisions
82.1%Market approval rate421 of 513 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up402 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County82.1%Pennsylvania79.2%All 616 counties77.7%
Typical loan compared
Lancaster County$145KPennsylvania$155KAll 616 counties$235K

What the data shows

The Ephrata National Bank made the most investment property refinances in Lancaster County, PA, 84 of them.

Univest Bank and Trust Co. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 44.

Investment property refinance lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Ephrata National Bank93%85 / 9199%$75K84
2Bank of Bird-in-Hand96%72 / 7597%$205K70
3Univest Bank and Trust Co.98%43 / 4498%$145K42
4Fulton Bank, National Association59%13 / 2292%$195K12
5Presence BankLimited sample100%19 / 19100%$185K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 74 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Lancaster County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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