HomePennsylvaniaLancaster CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lancaster County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Lancaster County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,019 applications were decided by 215 lenders between 2023 and 2025.

Lancaster County at a glance

215Active lenders37 with 20+ decisions
71.7%Market approval rate2,882 of 4,019 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,728 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County71.7%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Lancaster County$155KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lancaster County, PA, 721 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 34.

Lenders approved 71.7% of cash-out refinance applications in Lancaster County, PA, 5.6 percentage points above the Pennsylvania rate of 66.1%.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 53Spring Eq, LLC: 31% approved of 26Amerisave Mortgage Corporation: 36% approved of 246Lakeview Loan Servicing, LLC: 47% approved of 43New Day Financial, LLC: 51% approved of 67American Financing Corporation: 51% approved of 37Newrez LLC: 52% approved of 156Village Capital & Investment LLC: 54% approved of 35Mutual of Omaha Mortgage, Inc.: 56% approved of 43Wells Fargo Bank, National Association: 56% approved of 73Carrington Mortgage Services, LLC: 57% approved of 94Loandepot.Com, LLC: 63% approved of 110Manufacturers and Traders Trust Company: 67% approved of 24New American Funding, LLC: 68% approved of 62Everence Federal Credit Union: 68% approved of 41Pennymac Loan Services, LLC: 70% approved of 147Police & Fire Federal Credit Union: 70% approved of 44Sofi Bank, N.A.tional Association: 71% approved of 21Navy Federal Credit Union: 72% approved of 29Citadel Federal Credit Union: 73% approved of 107Pennsylvania State Employees Credit Union: 75% approved of 28Freedom Mortgage Corporation: 76% approved of 143GoodLeap, LLC: 77% approved of 47United Wholesale Mortgage, LLC: 77% approved of 198Citizens Bank, National Association: 78% approved of 27Rocket Mortgage, LLC: 81% approved of 918Guild Mortgage Company LLC: 84% approved of 49Truist Bank: 84% approved of 50Fairway Independent Mortgage Corporation: 84% approved of 32Northwest Bank: 85% approved of 194Nationstar Mortgage LLC: 86% approved of 111Fulton Bank, National Association: 87% approved of 47JPMorgan Chase Bank, National Association: 91% approved of 22The Ephrata National Bank: 95% approved of 37Reliance First Capital, LLC: 97% approved of 29Crosscountry Mortgage, LLC: 97% approved of 34Coastal Community Bank: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%747 / 91897%$155K721
2Amerisave Mortgage Corporation36%88 / 24698%$115K86
3United Wholesale Mortgage, LLCBroker only77%153 / 19897%$235K148
4Northwest Bank85%165 / 19499%$115K163
5Newrez LLC52%81 / 156100%$105K81

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 210 more lenders.

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