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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lancaster County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Lancaster County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,019 applications were decided by 215 lenders between 2023 and 2025.

Lancaster County at a glance

215Active lenders37 with 20+ decisions
71.7%Market approval rate2,882 of 4,019 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,728 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County71.7%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Lancaster County$155KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lancaster County, PA, 721 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 34.

Lenders approved 71.7% of cash-out refinance applications in Lancaster County, PA, 5.6 percentage points above the Pennsylvania rate of 66.1%.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 53One lender: 31% approved of 26Amerisave Mortgage Corporation: 36% approved of 246One lender: 47% approved of 43One lender: 51% approved of 67One lender: 51% approved of 37Newrez LLC: 52% approved of 156One lender: 54% approved of 35One lender: 56% approved of 43One lender: 56% approved of 73One lender: 57% approved of 94One lender: 63% approved of 110One lender: 67% approved of 24One lender: 68% approved of 62One lender: 68% approved of 41One lender: 70% approved of 147One lender: 70% approved of 44One lender: 71% approved of 21One lender: 72% approved of 29One lender: 73% approved of 107One lender: 75% approved of 28One lender: 76% approved of 143One lender: 77% approved of 47United Wholesale Mortgage, LLC: 77% approved of 198One lender: 78% approved of 27Rocket Mortgage, LLC: 81% approved of 918One lender: 84% approved of 49One lender: 84% approved of 50One lender: 84% approved of 32Northwest Bank: 85% approved of 194One lender: 86% approved of 111One lender: 87% approved of 47One lender: 91% approved of 22One lender: 95% approved of 37One lender: 97% approved of 29One lender: 97% approved of 34One lender: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%747 / 91897%$155K721
2Amerisave Mortgage Corporation36%88 / 24698%$115K86
3United Wholesale Mortgage, LLCBroker only77%153 / 19897%$235K148
4Northwest Bank85%165 / 19499%$115K163
5Newrez LLC52%81 / 156100%$105K81

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 210 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Lancaster County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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