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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Puerto Rico

Fat Boy Data analyzed home purchase mortgage activity in Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,505 applications were decided by 66 lenders between 2023 and 2025.

Puerto Rico at a glance

66Active lenders35 with 20+ decisions
81.0%Market approval rate12,561 of 15,505 decided
$135KTypical loanmedian lender, $10K brackets
97%Borrower take-up12,228 loans funded

How Puerto Rico compares

Approval rate compared
Puerto Rico81.0%All 616 counties87.6%
Typical loan compared
Puerto Rico$135KAll 616 counties$335K

What the data shows

Banco Popular De Puerto Rico made the most home purchase mortgages in Puerto Rico, 1,768 of them.

Metro Island Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 648.

Lenders approved 81.0% of home purchase mortgage applications in Puerto Rico, 6.6 percentage points below the the United States rate of 87.6%.

The typical home purchase mortgage here is $135K, 60% smaller than the the United States typical of $335K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Pentagon Federal Credit Union: 64% approved of 289Oriental Bank: 71% approved of 973Caribe Federal Credit Union: 73% approved of 60Banco Popular De Puerto Rico: 74% approved of 2,465First Equity Mortgage Bankers, Inc.: 76% approved of 1,282Firstbank Puerto Rico: 76% approved of 2,391Cooperativa A/C de Arecibo: 76% approved of 80Hr Mortgage Corp.: 76% approved of 708Calcon Mutual Mortgage LLC: 80% approved of 35Cooperativa De Ahorro Y Credito Dr. Manuel Zeno Gandia: 80% approved of 35Capital Mortgage Services Corp.: 81% approved of 208Preferred Mortgage LLC: 81% approved of 581Cooperativa de Ahorro y Credito Jesus Obrero: 83% approved of 58New American Funding, LLC: 83% approved of 77Senior Mortgage Bankers Inc.: 83% approved of 95Sun West Mortgage Company, Inc.: 83% approved of 518Everett Financial, Inc.: 84% approved of 31Rm Actual Mortgage, Inc.: 84% approved of 289Latin American Financial Corporation: 86% approved of 83Equity Prime Mortgage LLC: 86% approved of 21Cooperativa De Ahorro Y Credito Oriental: 86% approved of 103The Lending Center Corporation: 87% approved of 46E.M.I. Equity Mortgage, Inc.: 87% approved of 286The Money House, Inc.: 87% approved of 1,559Trust Mortgage, Corp: 87% approved of 522Vig Mortgage Corporation: 88% approved of 347Multiples Mortgage Corporation: 89% approved of 217Crosscountry Mortgage, LLC: 89% approved of 85R. F. Mortgage & Investment Corporation: 92% approved of 374Cooperativa De Credito La Sagrada Familia: 94% approved of 32Cooperativa De Ahorro Y Credito La Puertorriqueña: 96% approved of 207Cooperativa De Ahorro Y Credito Caguas: 96% approved of 56Cooperativa De Ahorro Y Credito Vega Alta: 98% approved of 45Home Mortgage Bankers Corp.: 98% approved of 522Metro Island Mortgage, Inc.: 100% approved of 648

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Puerto Rico

LenderApprovalApprovedTaken upTypical loanLoans made
1Banco Popular De Puerto Rico74%1,834 / 2,46596%$175K1,768
2Firstbank Puerto Rico76%1,820 / 2,39197%$135K1,758
3The Money House, Inc.87%1,359 / 1,559100%$135K1,359
4First Equity Mortgage Bankers, Inc.76%973 / 1,282100%$125K969
5Oriental Bank71%695 / 97398%$155K681

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 61 more lenders.

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Other lending data for Puerto Rico

Counties in Puerto Rico