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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Puerto Rico

Fat Boy Data analyzed home purchase mortgage activity in Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,505 applications were decided by 66 lenders between 2023 and 2025.

Puerto Rico at a glance

66Active lenders35 with 20+ decisions
81.0%Market approval rate12,561 of 15,505 decided
$135KTypical loanmedian lender, $10K brackets
97%Borrower take-up12,228 loans funded

How Puerto Rico compares

Approval rate compared
Puerto Rico81.0%All 616 counties87.6%
Typical loan compared
Puerto Rico$135KAll 616 counties$335K

What the data shows

Banco Popular De Puerto Rico made the most home purchase mortgages in Puerto Rico, 1,768 of them.

Metro Island Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 648.

Lenders approved 81.0% of home purchase mortgage applications in Puerto Rico, 6.6 percentage points below the the United States rate of 87.6%.

The typical home purchase mortgage here is $135K, 60% smaller than the the United States typical of $335K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 64% approved of 289Oriental Bank: 71% approved of 973One lender: 73% approved of 60Banco Popular De Puerto Rico: 74% approved of 2,465First Equity Mortgage Bankers, Inc.: 76% approved of 1,282Firstbank Puerto Rico: 76% approved of 2,391One lender: 76% approved of 80One lender: 76% approved of 708One lender: 80% approved of 35One lender: 80% approved of 35One lender: 81% approved of 208One lender: 81% approved of 581One lender: 83% approved of 58One lender: 83% approved of 77One lender: 83% approved of 95One lender: 83% approved of 518One lender: 84% approved of 31One lender: 84% approved of 289One lender: 86% approved of 83One lender: 86% approved of 21One lender: 86% approved of 103One lender: 87% approved of 46One lender: 87% approved of 286The Money House, Inc.: 87% approved of 1,559One lender: 87% approved of 522One lender: 88% approved of 347One lender: 89% approved of 217One lender: 89% approved of 85One lender: 92% approved of 374One lender: 94% approved of 32One lender: 96% approved of 207One lender: 96% approved of 56One lender: 98% approved of 45One lender: 98% approved of 522One lender: 100% approved of 648

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Puerto Rico

LenderApprovalApprovedTaken upTypical loanLoans made
1Banco Popular De Puerto Rico74%1,834 / 2,46596%$175K1,768
2Firstbank Puerto Rico76%1,820 / 2,39197%$135K1,758
3The Money House, Inc.87%1,359 / 1,559100%$135K1,359
4First Equity Mortgage Bankers, Inc.76%973 / 1,282100%$125K969
5Oriental Bank71%695 / 97398%$155K681

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 61 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Puerto Rico. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Other lending data for Puerto Rico

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