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investment property lenders · HMDA 2023–2025

Investment property lenders in Puerto Rico

Fat Boy Data analyzed investment property mortgage activity in Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,614 applications were decided by 57 lenders between 2023 and 2025.

Puerto Rico at a glance

57Active lenders11 with 20+ decisions
80.4%Market approval rate1,298 of 1,614 decided
$135KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,250 loans funded

How Puerto Rico compares

Approval rate compared
Puerto Rico80.4%All 616 counties87.5%
Typical loan compared
Puerto Rico$135KAll 616 counties$255K

What the data shows

Firstbank Puerto Rico made the most investment property mortgages in Puerto Rico, 392 of them.

That is 31% of every investment property mortgage originated here, so this market is unusually concentrated in one lender.

Multiples Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 60.

Lenders approved 80.4% of investment property mortgage applications in Puerto Rico, 7.1 percentage points below the the United States rate of 87.5%.

The typical investment property mortgage here is $135K, 47% smaller than the the United States typical of $255K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 71% approved of 48Oriental Bank: 75% approved of 130The Money House, Inc.: 77% approved of 78Banco Popular De Puerto Rico: 77% approved of 302First Equity Mortgage Bankers, Inc.: 79% approved of 101One lender: 82% approved of 39One lender: 82% approved of 40Firstbank Puerto Rico: 83% approved of 485One lender: 86% approved of 28One lender: 91% approved of 43One lender: 97% approved of 60

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Puerto Rico

LenderApprovalApprovedTaken upTypical loanLoans made
1Firstbank Puerto Rico83%403 / 48597%$135K392
2Banco Popular De Puerto Rico77%233 / 30294%$245K219
3Oriental Bank75%98 / 13096%$125K94
4First Equity Mortgage Bankers, Inc.79%80 / 10199%$135K79
5The Money House, Inc.77%60 / 78100%$125K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 52 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Puerto Rico. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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