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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Bell County, Texas

Fat Boy Data analyzed investment property refinance activity in Bell County, Texas, home to Killeen, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 553 applications were decided by 124 lenders between 2023 and 2025.

Bell County at a glance

124Active lenders5 with 20+ decisions
76.5%Market approval rate423 of 553 decided
$175KTypical loanmedian lender, $10K brackets
90%Borrower take-up380 loans funded

How Bell County compares

Approval rate compared
Bell County76.5%Texas74.7%All 616 counties77.7%
Typical loan compared
Bell County$175KTexas$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Bell County, TX, 30 of them.

Emporium Tpo LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 28.

The typical investment property refinance here is $175K, 10% smaller than the Texas typical of $195K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Kiavi Funding, Inc.: 86% approved of 36Cadence Bank: 90% approved of 29Cv3 Financial Services, LLC: 91% approved of 35United Wholesale Mortgage, LLC: 92% approved of 37Emporium Tpo LLC: 93% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Bell County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%34 / 3791%$195K31
2Kiavi Funding, Inc.86%31 / 3697%$175K30
3Cv3 Financial Services, LLC91%32 / 3578%$195K25
4Cadence Bank90%26 / 2996%$175K25
5Emporium Tpo LLC93%26 / 2873%$145K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 119 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Bell County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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