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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Texas

Fat Boy Data analyzed investment property refinance activity in Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 22,331 applications were decided by 754 lenders between 2023 and 2025.

Texas at a glance

754Active lenders174 with 20+ decisions
74.7%Market approval rate16,669 of 22,331 decided
$195KTypical loanmedian lender, $10K brackets
90%Borrower take-up14,993 loans funded

How Texas compares

Approval rate compared
Texas74.7%All 616 counties77.7%
Typical loan compared
Texas$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Texas, 943 of them.

Simmons Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 225.

The typical investment property refinance here is $195K, 17% smaller than the the United States typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Navy Federal Credit Union: 10% approved of 96Bank of America, National Association: 22% approved of 125Lakeview Loan Servicing, LLC: 26% approved of 148Lendingone, LLC: 36% approved of 232Plaza Home Mortgage, Inc.: 39% approved of 80Hometown Equity Mortgage, LLC: 40% approved of 400Rpe Home Inc.: 41% approved of 79Wells Fargo Bank, National Association: 41% approved of 143Homexpress Mortgage Corp.: 41% approved of 462Homebridge Financial Services, Inc.: 41% approved of 82Deephaven Mortgage LLC: 42% approved of 240Securitynational Mortgage Company: 47% approved of 179Kind Lending, LLC: 48% approved of 214Loandepot.Com, LLC: 49% approved of 89Champions Funding, LLC: 53% approved of 327Royal United Mortgage LLC: 53% approved of 271Rocket Mortgage, LLC: 58% approved of 541Newrez LLC: 58% approved of 185Lima One Capital, LLC: 65% approved of 142Carrington Mortgage Services, LLC: 68% approved of 71JPMorgan Chase Bank, National Association: 68% approved of 113United Wholesale Mortgage, LLC: 69% approved of 2,044Loan Funder LLC: 70% approved of 177A&D Mortgage LLC: 71% approved of 136Vista Point Mortgage, LLC: 72% approved of 100Aml Funding LLC: 72% approved of 75Flagstar Bank, National Association: 72% approved of 133Pennymac Loan Services, LLC: 72% approved of 276Ocmbc, Inc.: 73% approved of 503Randolph-Brooks Federal Credit Union: 75% approved of 96Arc Home LLC: 76% approved of 115NexBank: 76% approved of 200Guaranteed Rate, Inc.: 78% approved of 120Kiavi Funding, Inc.: 79% approved of 1,248Cadence Bank: 81% approved of 195Prosperity Bank: 81% approved of 245American Financial Network, Inc.: 82% approved of 71Cv3 Financial Services, LLC: 82% approved of 142Cmg Mortgage, Inc.: 82% approved of 337Nexera Holding LLC: 84% approved of 134The Loan Store, Inc.: 85% approved of 584Foundation Mortgage Corporation: 88% approved of 170American Heritage Lending, LLC: 88% approved of 337Bpl Mortgage, LLC: 90% approved of 449Temple View Capital Funding, Lp: 92% approved of 238First United Bank and Trust Company: 94% approved of 148Crosscountry Mortgage, LLC: 94% approved of 178First Financial Bank: 95% approved of 95Dugood Federal Credit Union: 95% approved of 153FirstBank Southwest: 95% approved of 104Corevest American Finance Lender LLC: 96% approved of 80Emporium Tpo LLC: 96% approved of 505Citadel Servicing Corporation: 97% approved of 177Nfm, Inc.: 97% approved of 73Constructive Loans, LLC: 98% approved of 94Rf Renovo Management Company, LLC: 100% approved of 224Simmons Bank: 100% approved of 225Dominion Financial Services, LLC: 100% approved of 210Capital Concepts, Inc.: 100% approved of 140Texoma Community Credit Union: 100% approved of 77

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Texas

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only69%1,408 / 2,04498%$195K1,377
2Kiavi Funding, Inc.79%991 / 1,24895%$185K943
3The Loan Store, Inc.85%494 / 58471%$255K353
4Rocket Mortgage, LLC58%313 / 54196%$215K299
5Emporium Tpo LLC96%487 / 50585%$185K413

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 749 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Texas. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Texas

Counties in Texas