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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Texas

Fat Boy Data analyzed investment property refinance activity in Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 22,331 applications were decided by 754 lenders between 2023 and 2025.

Texas at a glance

754Active lenders174 with 20+ decisions
74.7%Market approval rate16,669 of 22,331 decided
$195KTypical loanmedian lender, $10K brackets
90%Borrower take-up14,993 loans funded

How Texas compares

Approval rate compared
Texas74.7%All 616 counties77.7%
Typical loan compared
Texas$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Texas, 943 of them.

Simmons Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 225.

The typical investment property refinance here is $195K, 17% smaller than the the United States typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 96One lender: 22% approved of 125One lender: 26% approved of 148One lender: 36% approved of 232One lender: 39% approved of 80One lender: 40% approved of 400One lender: 41% approved of 79One lender: 41% approved of 143One lender: 41% approved of 462One lender: 41% approved of 82One lender: 42% approved of 240One lender: 47% approved of 179One lender: 48% approved of 214One lender: 49% approved of 89One lender: 53% approved of 327One lender: 53% approved of 271Rocket Mortgage, LLC: 58% approved of 541One lender: 58% approved of 185One lender: 65% approved of 142One lender: 68% approved of 71One lender: 68% approved of 113United Wholesale Mortgage, LLC: 69% approved of 2,044One lender: 70% approved of 177One lender: 71% approved of 136One lender: 72% approved of 100One lender: 72% approved of 75One lender: 72% approved of 133One lender: 72% approved of 276One lender: 73% approved of 503One lender: 75% approved of 96One lender: 76% approved of 115One lender: 76% approved of 200One lender: 78% approved of 120Kiavi Funding, Inc.: 79% approved of 1,248One lender: 81% approved of 195One lender: 81% approved of 245One lender: 82% approved of 71One lender: 82% approved of 142One lender: 82% approved of 337One lender: 84% approved of 134The Loan Store, Inc.: 85% approved of 584One lender: 88% approved of 170One lender: 88% approved of 337One lender: 90% approved of 449One lender: 92% approved of 238One lender: 94% approved of 148One lender: 94% approved of 178One lender: 95% approved of 95One lender: 95% approved of 153One lender: 95% approved of 104One lender: 96% approved of 80Emporium Tpo LLC: 96% approved of 505One lender: 97% approved of 177One lender: 97% approved of 73One lender: 98% approved of 94One lender: 100% approved of 224One lender: 100% approved of 225One lender: 100% approved of 210One lender: 100% approved of 140One lender: 100% approved of 77

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Texas

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only69%1,408 / 2,04498%$195K1,377
2Kiavi Funding, Inc.79%991 / 1,24895%$185K943
3The Loan Store, Inc.85%494 / 58471%$255K353
4Rocket Mortgage, LLC58%313 / 54196%$215K299
5Emporium Tpo LLC96%487 / 50585%$185K413

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 749 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Texas. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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