Home›Texas›Ellis County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Ellis County, Texas

Fat Boy Data analyzed mortgage refinance activity in Ellis County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,045 applications were decided by 224 lenders between 2023 and 2025.

Ellis County at a glance

224Active lenders22 with 20+ decisions
74.1%Market approval rate1,515 of 2,045 decided
$405KTypical loanmedian lender, $10K brackets
89%Borrower take-up1,347 loans funded

How Ellis County compares

Approval rate compared
Ellis County74.1%Texas70.9%All 616 counties76.5%
Typical loan compared
Ellis County$405KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Ellis County, TX, 127 of them.

Gateway First Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 53.

The typical mortgage refinance here is $405K, 21% larger than the Texas typical of $335K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 18% approved of 50Navy Federal Credit Union: 31% approved of 32Mortgage Research Center, LLC: 33% approved of 55PNC Bank, National Association: 47% approved of 34Carrington Mortgage Services, LLC: 48% approved of 23Lakeview Loan Servicing, LLC: 48% approved of 124Frost Bank: 53% approved of 36Wells Fargo Bank, National Association: 55% approved of 22Bank of America, National Association: 57% approved of 21Rocket Mortgage, LLC: 74% approved of 182Newrez LLC: 75% approved of 44Royal United Mortgage LLC: 76% approved of 41Loandepot.Com, LLC: 79% approved of 24Amerihome Mortgage Company, LLC: 83% approved of 36Pennymac Loan Services, LLC: 88% approved of 72Mutual of Omaha Mortgage, Inc.: 88% approved of 25Nationstar Mortgage LLC: 89% approved of 28United Wholesale Mortgage, LLC: 90% approved of 211Planet Home Lending, LLC: 91% approved of 33Freedom Mortgage Corporation: 92% approved of 142Village Capital & Investment LLC: 96% approved of 79Gateway First Bank: 96% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Ellis County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%189 / 21195%$435K179
2Rocket Mortgage, LLC74%135 / 18294%$335K127
3Freedom Mortgage Corporation92%131 / 14271%$455K93
4Lakeview Loan Servicing, LLC48%60 / 12445%$455K27
5Village Capital & Investment LLC96%76 / 7963%$415K48

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 219 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest mortgage refinance lenders in Ellis County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Ellis County

Mortgage lenders in Ellis CountyHome improvement loans in Ellis CountyCash-out refinance in Ellis CountyInvestment property purchase in Ellis CountyInvestment cash-out refinance in Ellis CountyInvestment refinance in Ellis CountyInvestment home improvement in Ellis County

Nearby markets

All lending in Ellis CountyCounty overviewRefinance across TexasStatewideDallas CountyNearby countyJohnson CountyNearby countyKaufman CountyNearby county