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refinance lenders · HMDA 2023–2025

Refinance lenders in Ellis County, Texas

Fat Boy Data analyzed mortgage refinance activity in Ellis County, Texas, home to Waxahachie, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,045 applications were decided by 224 lenders between 2023 and 2025.

Ellis County at a glance

224Active lenders22 with 20+ decisions
74.1%Market approval rate1,515 of 2,045 decided
$405KTypical loanmedian lender, $10K brackets
89%Borrower take-up1,347 loans funded

How Ellis County compares

Approval rate compared
Ellis County74.1%Texas70.9%All 616 counties76.5%
Typical loan compared
Ellis County$405KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Ellis County, TX, 127 of them.

Gateway First Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 53.

The typical mortgage refinance here is $405K, 21% larger than the Texas typical of $335K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 50One lender: 31% approved of 32One lender: 33% approved of 55One lender: 47% approved of 34One lender: 48% approved of 23Lakeview Loan Servicing, LLC: 48% approved of 124One lender: 53% approved of 36One lender: 55% approved of 22One lender: 57% approved of 21Rocket Mortgage, LLC: 74% approved of 182One lender: 75% approved of 44One lender: 76% approved of 41One lender: 79% approved of 24One lender: 83% approved of 36One lender: 88% approved of 72One lender: 88% approved of 25One lender: 89% approved of 28United Wholesale Mortgage, LLC: 90% approved of 211One lender: 91% approved of 33Freedom Mortgage Corporation: 92% approved of 142Village Capital & Investment LLC: 96% approved of 79One lender: 96% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Ellis County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%189 / 21195%$435K179
2Rocket Mortgage, LLC74%135 / 18294%$335K127
3Freedom Mortgage Corporation92%131 / 14271%$455K93
4Lakeview Loan Servicing, LLC48%60 / 12445%$455K27
5Village Capital & Investment LLC96%76 / 7963%$415K48

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 219 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Ellis County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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