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refinance lenders · HMDA 2023–2025

Refinance lenders in Texas

Fat Boy Data analyzed mortgage refinance activity in Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 143,577 applications were decided by 1,023 lenders between 2023 and 2025.

Texas at a glance

1,023Active lenders380 with 20+ decisions
70.9%Market approval rate101,843 of 143,577 decided
$335KTypical loanmedian lender, $10K brackets
90%Borrower take-up91,832 loans funded

How Texas compares

Approval rate compared
Texas70.9%All 616 counties76.5%
Typical loan compared
Texas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Texas, 6,887 of them.

Lakeview Community Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 384.

Lenders approved 70.9% of mortgage refinance applications in Texas, 5.5 percentage points below the the United States rate of 76.5%.

The typical mortgage refinance here is $335K, 14% larger than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 9% approved of 1,016One lender: 13% approved of 815One lender: 15% approved of 425One lender: 22% approved of 3,575One lender: 32% approved of 3,940One lender: 35% approved of 979One lender: 36% approved of 967Lakeview Loan Servicing, LLC: 40% approved of 6,187One lender: 48% approved of 1,694One lender: 50% approved of 712One lender: 51% approved of 550One lender: 51% approved of 745One lender: 52% approved of 771One lender: 52% approved of 3,878One lender: 54% approved of 810One lender: 55% approved of 2,546One lender: 55% approved of 2,929One lender: 57% approved of 1,426One lender: 59% approved of 2,818One lender: 60% approved of 689One lender: 61% approved of 1,075One lender: 62% approved of 454One lender: 63% approved of 512One lender: 65% approved of 475One lender: 67% approved of 579One lender: 68% approved of 2,263One lender: 69% approved of 406Rocket Mortgage, LLC: 69% approved of 10,658One lender: 70% approved of 436One lender: 70% approved of 3,070One lender: 71% approved of 381One lender: 73% approved of 513One lender: 79% approved of 1,230One lender: 79% approved of 1,259One lender: 80% approved of 580One lender: 81% approved of 456One lender: 82% approved of 910One lender: 83% approved of 565One lender: 83% approved of 1,509One lender: 84% approved of 694One lender: 85% approved of 576One lender: 85% approved of 1,534One lender: 86% approved of 512Pennymac Loan Services, LLC: 86% approved of 4,028One lender: 87% approved of 1,794United Wholesale Mortgage, LLC: 87% approved of 22,467One lender: 88% approved of 438One lender: 89% approved of 590One lender: 90% approved of 745One lender: 91% approved of 3,172One lender: 91% approved of 1,091One lender: 91% approved of 657One lender: 92% approved of 335Freedom Mortgage Corporation: 92% approved of 6,227One lender: 95% approved of 1,109One lender: 96% approved of 333One lender: 97% approved of 510One lender: 98% approved of 397One lender: 98% approved of 634One lender: 99% approved of 384

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Texas

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only87%19,550 / 22,46795%$435K18,647
2Rocket Mortgage, LLC69%7,388 / 10,65893%$275K6,887
3Freedom Mortgage Corporation92%5,731 / 6,22773%$345K4,185
4Lakeview Loan Servicing, LLC40%2,464 / 6,18748%$365K1,180
5Pennymac Loan Services, LLC86%3,462 / 4,02888%$335K3,038

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 1,018 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Texas. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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