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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Texas

Fat Boy Data analyzed investment cash-out refinance activity in Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 28,015 applications were decided by 651 lenders between 2023 and 2025.

Texas at a glance

651Active lenders181 with 20+ decisions
71.4%Market approval rate20,008 of 28,015 decided
$185KTypical loanmedian lender, $10K brackets
91%Borrower take-up18,121 loans funded

How Texas compares

Approval rate compared
Texas71.4%All 616 counties73.1%
Typical loan compared
Texas$185KAll 616 counties$205K

What the data shows

Rf Renovo Management Company, LLC made the most investment cash-out refinances in Texas, 723 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 724.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 327One lender: 20% approved of 292One lender: 23% approved of 93One lender: 23% approved of 104One lender: 33% approved of 428One lender: 39% approved of 138One lender: 46% approved of 183One lender: 47% approved of 172Hometown Equity Mortgage, LLC: 47% approved of 724One lender: 49% approved of 173One lender: 49% approved of 107One lender: 49% approved of 481One lender: 50% approved of 135One lender: 51% approved of 259Homexpress Mortgage Corp.: 53% approved of 1,448One lender: 53% approved of 204One lender: 54% approved of 285One lender: 56% approved of 152One lender: 57% approved of 192One lender: 60% approved of 124One lender: 61% approved of 314One lender: 63% approved of 658One lender: 64% approved of 223One lender: 64% approved of 133One lender: 66% approved of 166One lender: 66% approved of 113One lender: 67% approved of 185One lender: 68% approved of 154One lender: 68% approved of 283One lender: 70% approved of 142United Wholesale Mortgage, LLC: 70% approved of 2,728One lender: 73% approved of 478One lender: 75% approved of 178One lender: 75% approved of 424One lender: 75% approved of 175Ocmbc, Inc.: 76% approved of 831Randolph-Brooks Federal Credit Union: 77% approved of 765One lender: 80% approved of 246One lender: 81% approved of 123One lender: 83% approved of 379One lender: 83% approved of 96One lender: 85% approved of 123One lender: 85% approved of 94One lender: 85% approved of 95One lender: 86% approved of 112One lender: 86% approved of 408One lender: 88% approved of 474One lender: 88% approved of 92One lender: 89% approved of 551One lender: 90% approved of 451One lender: 91% approved of 443One lender: 91% approved of 306One lender: 92% approved of 138One lender: 93% approved of 513One lender: 95% approved of 157One lender: 96% approved of 112One lender: 99% approved of 500One lender: 99% approved of 124One lender: 100% approved of 724One lender: 100% approved of 189

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Texas

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only70%1,913 / 2,72898%$175K1,877
2Homexpress Mortgage Corp.Broker only53%773 / 1,44898%$205K755
3Ocmbc, Inc.Broker only76%635 / 83169%$185K439
4Randolph-Brooks Federal Credit Union77%587 / 76588%$105K519
5Hometown Equity Mortgage, LLC47%342 / 72498%$205K335

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 646 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Texas. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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