Home improvement loan lenders in Utah
Fat Boy Data analyzed home improvement loan activity in Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 40,602 applications were decided by 143 lenders between 2023 and 2025.
Utah at a glance
How Utah compares
What the data shows
AMERICA FIRST Federal Credit Union made the most home improvement loans in Utah, 12,325 of them.
That is 43% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Jordan Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.
Lenders approved 76.7% of home improvement loan applications in Utah, 14.0 percentage points above the the United States rate of 62.7%.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Utah
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | AMERICA FIRST Federal Credit Union | 87% | 12,901 / 14,822 | 96% | $75K | 12,325 |
| 2 | Mountain America Federal Credit Union | 65% | 5,384 / 8,262 | 97% | $75K | 5,249 |
| 3 | Goldenwest | 77% | 2,605 / 3,393 | 93% | $105K | 2,415 |
| 4 | Utah Community Federal Credit Union | 83% | 2,355 / 2,842 | 78% | $75K | 1,837 |
| 5 | Canyon View | 77% | 950 / 1,231 | 92% | $105K | 876 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 138 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Utah. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.