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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Utah

Fat Boy Data analyzed investment property refinance activity in Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,740 applications were decided by 203 lenders between 2023 and 2025.

Utah at a glance

203Active lenders23 with 20+ decisions
72.2%Market approval rate1,977 of 2,740 decided
$325KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,810 loans funded

How Utah compares

Approval rate compared
Utah72.2%All 616 counties77.7%
Typical loan compared
Utah$325KAll 616 counties$235K

What the data shows

AMERICA FIRST Federal Credit Union made the most investment property refinances in Utah, 371 of them.

Security Home Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Lenders approved 72.2% of investment property refinance applications in Utah, 5.5 percentage points below the the United States rate of 77.7%.

The typical investment property refinance here is $325K, 38% larger than the the United States typical of $235K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Mountain America Federal Credit Union: 15% approved of 185One lender: 35% approved of 23One lender: 54% approved of 24Zions Bancorporation, N.A.: 60% approved of 100One lender: 61% approved of 28One lender: 67% approved of 33One lender: 70% approved of 23One lender: 71% approved of 80One lender: 72% approved of 85AMERICA FIRST Federal Credit Union: 72% approved of 574One lender: 73% approved of 67United Wholesale Mortgage, LLC: 74% approved of 272One lender: 79% approved of 24One lender: 80% approved of 40One lender: 85% approved of 47One lender: 86% approved of 22One lender: 91% approved of 32The Loan Store, Inc.: 92% approved of 148One lender: 95% approved of 55One lender: 95% approved of 22One lender: 96% approved of 23One lender: 99% approved of 73One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Utah

LenderApprovalApprovedTaken upTypical loanLoans made
1AMERICA FIRST Federal Credit Union72%414 / 57490%$145K371
2United Wholesale Mortgage, LLCBroker only74%201 / 27299%$395K198
3Mountain America Federal Credit Union15%27 / 185100%$235K27
4The Loan Store, Inc.92%136 / 14877%$365K105
5Zions Bancorporation, N.A.60%60 / 10073%$265K44

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 198 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Utah. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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