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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Utah

Fat Boy Data analyzed home purchase mortgage activity in Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 110,558 applications were decided by 495 lenders between 2023 and 2025.

Utah at a glance

495Active lenders189 with 20+ decisions
90.3%Market approval rate99,793 of 110,558 decided
$435KTypical loanmedian lender, $10K brackets
96%Borrower take-up95,952 loans funded

How Utah compares

Approval rate compared
Utah90.3%All 616 counties87.6%
Typical loan compared
Utah$435KAll 616 counties$335K

What the data shows

Intercap Lending Inc. made the most home purchase mortgages in Utah, 7,214 of them.

Cache Valley Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 372.

The typical home purchase mortgage here is $435K, 30% larger than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 2,189One lender: 17% approved of 926One lender: 38% approved of 333One lender: 59% approved of 952One lender: 77% approved of 2,941One lender: 80% approved of 3,059One lender: 80% approved of 331One lender: 81% approved of 555One lender: 82% approved of 986One lender: 83% approved of 339One lender: 84% approved of 2,855One lender: 84% approved of 420One lender: 85% approved of 698One lender: 86% approved of 571One lender: 86% approved of 827One lender: 87% approved of 1,453Rocket Mortgage, LLC: 89% approved of 4,070One lender: 90% approved of 337One lender: 90% approved of 417One lender: 90% approved of 1,316One lender: 90% approved of 700One lender: 90% approved of 533One lender: 91% approved of 738One lender: 91% approved of 460One lender: 92% approved of 366One lender: 92% approved of 531One lender: 92% approved of 3,761One lender: 93% approved of 423One lender: 93% approved of 597United Wholesale Mortgage, LLC: 94% approved of 15,559One lender: 94% approved of 1,192One lender: 95% approved of 776One lender: 95% approved of 787One lender: 95% approved of 442One lender: 95% approved of 1,873One lender: 96% approved of 677One lender: 96% approved of 517One lender: 96% approved of 1,558One lender: 96% approved of 3,932One lender: 97% approved of 682One lender: 97% approved of 873One lender: 97% approved of 732One lender: 98% approved of 385One lender: 98% approved of 682One lender: 98% approved of 1,668One lender: 98% approved of 812One lender: 98% approved of 954One lender: 98% approved of 621First Colony Mortgage Corporation: 99% approved of 6,553Guild Mortgage Company LLC: 99% approved of 5,401One lender: 99% approved of 1,327One lender: 99% approved of 1,097One lender: 99% approved of 680Intercap Lending Inc.: 99% approved of 7,690One lender: 99% approved of 470One lender: 99% approved of 1,025One lender: 99% approved of 442One lender: 100% approved of 521One lender: 100% approved of 2,102One lender: 100% approved of 372

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Utah

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only94%14,547 / 15,55999%$445K14,371
2Intercap Lending Inc.99%7,623 / 7,69095%$425K7,214
3First Colony Mortgage Corporation99%6,460 / 6,55399%$435K6,382
4Guild Mortgage Company LLC99%5,326 / 5,40194%$395K4,998
5Rocket Mortgage, LLC89%3,638 / 4,07099%$465K3,602

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 490 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Utah. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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