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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hanover County, Virginia

Fat Boy Data analyzed cash-out refinance activity in Hanover County, Virginia, home to Ashland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,594 applications were decided by 133 lenders between 2023 and 2025.

Hanover County at a glance

133Active lenders13 with 20+ decisions
76.2%Market approval rate1,215 of 1,594 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,153 loans funded

How Hanover County compares

Approval rate compared
Hanover County76.2%Virginia69.7%All 616 counties68.2%
Typical loan compared
Hanover County$125KVirginia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hanover County, VA, 350 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 86% of 418.

Lenders approved 76.2% of cash-out refinance applications in Hanover County, VA, 6.5 percentage points above the Virginia rate of 69.7%.

The typical cash-out refinance here is $125K, 36% smaller than the Virginia typical of $195K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 34% approved of 99One lender: 39% approved of 38One lender: 54% approved of 52One lender: 62% approved of 37One lender: 68% approved of 65One lender: 77% approved of 22Pennymac Loan Services, LLC: 79% approved of 68One lender: 80% approved of 35One lender: 81% approved of 26Virginia Federal Credit Union: 81% approved of 135One lender: 82% approved of 28Rocket Mortgage, LLC: 86% approved of 418United Wholesale Mortgage, LLC: 88% approved of 96

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Hanover County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC86%361 / 41897%$125K350
2Virginia Federal Credit Union81%110 / 13598%$105K108
3Amerisave Mortgage Corporation34%34 / 9997%$115K33
4United Wholesale Mortgage, LLCBroker only88%84 / 9695%$305K80
5Pennymac Loan Services, LLC79%54 / 6898%$235K53

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 128 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Hanover County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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