Investment property refinance lenders in Spotsylvania County, Virginia
Fat Boy Data analyzed investment property refinance activity in Spotsylvania County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 103 applications were decided by 44 lenders between 2023 and 2025.
Spotsylvania County at a glance
How Spotsylvania County compares
What the data shows
Lima One Capital, LLC made the most investment property refinances in Spotsylvania County, VA, 35 of them.
That is 42% of every investment property refinance originated here, so this market is unusually concentrated in one lender.
Lima One Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.
Lenders approved 81.5% of investment property refinance applications in Spotsylvania County, VA, 6.2 percentage points above the Virginia rate of 75.3%.
The typical investment property refinance here is $335K, 49% larger than the Virginia typical of $225K.
Investment property refinance lenders in Spotsylvania County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Lima One Capital, LLC | 100% | 35 / 35 | 100% | $335K | 35 |
| 2 | Atlantic Union BankLimited sample | 83% | 5 / 6 | 100% | $265K | 5 |
| 3 | Movement Mortgage, LLCLimited sample | 80% | 4 / 5 | 100% | $315K | 4 |
| 4 | United Wholesale Mortgage, LLCBroker only | 50% | 2 / 4 | 100% | $265K | 2 |
| 5 | Navy Federal Credit UnionLimited sample | 33% | 1 / 3 | 100% | $165K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 39 more lenders.
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You are seeing the 5 largest investment property refinance lenders in Spotsylvania County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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