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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Benton County, Washington

Fat Boy Data analyzed cash-out refinance activity in Benton County, Washington, home to Kennewick, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,782 applications were decided by 148 lenders between 2023 and 2025.

Benton County at a glance

148Active lenders28 with 20+ decisions
72.8%Market approval rate2,024 of 2,782 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,953 loans funded

How Benton County compares

Approval rate compared
Benton County72.8%Washington71.3%All 616 counties68.2%
Typical loan compared
Benton County$175KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Benton County, WA, 420 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical cash-out refinance here is $175K, 15% smaller than the Washington typical of $205K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 49One lender: 30% approved of 33Amerisave Mortgage Corporation: 34% approved of 132One lender: 41% approved of 37One lender: 48% approved of 40One lender: 48% approved of 23Numerica Credit Union: 51% approved of 205One lender: 61% approved of 61One lender: 62% approved of 21One lender: 62% approved of 29One lender: 64% approved of 25One lender: 67% approved of 70One lender: 74% approved of 66One lender: 80% approved of 59One lender: 80% approved of 20One lender: 81% approved of 26One lender: 81% approved of 21One lender: 81% approved of 21United Wholesale Mortgage, LLC: 81% approved of 209Gesa Credit Union: 83% approved of 266One lender: 83% approved of 114Rocket Mortgage, LLC: 84% approved of 516One lender: 85% approved of 20One lender: 85% approved of 34One lender: 86% approved of 50One lender: 90% approved of 21One lender: 94% approved of 118One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Benton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%431 / 51697%$175K420
2Gesa Credit Union83%221 / 266100%$135K220
3United Wholesale Mortgage, LLCBroker only81%170 / 20999%$295K168
4Numerica Credit Union51%104 / 205100%$135K104
5Amerisave Mortgage Corporation34%45 / 13293%$105K42

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 143 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Benton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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