Investment property improvement lenders in Benton County, Washington
Fat Boy Data analyzed investment home improvement loan activity in Benton County, Washington, home to Kennewick, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 127 applications were decided by 31 lenders between 2023 and 2025.
Benton County at a glance
How Benton County compares
What the data shows
Gesa Credit Union made the most investment home improvement loans in Benton County, WA, 16 of them.
That is 28% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Gesa Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 62% of 26.
Lenders approved 48.0% of investment home improvement loan applications in Benton County, WA, 6.5 percentage points below the Washington rate of 54.5%.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Benton County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Gesa Credit Union | 62% | 16 / 26 | 100% | $75K | 16 |
| 2 | Numerica Credit Union | 36% | 9 / 25 | 100% | $105K | 9 |
| 3 | Banner BankLimited sample | 46% | 6 / 13 | 100% | $105K | 6 |
| 4 | U.S. Bank National AssociationLimited sample | 14% | 1 / 7 | 100% | $105K | 1 |
| 5 | Deephaven Mortgage LLCLimited sample | 14% | 1 / 7 | 100% | $155K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 26 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Benton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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