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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Benton County, Washington

Fat Boy Data analyzed investment cash-out refinance activity in Benton County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 182 applications were decided by 68 lenders between 2023 and 2025.

Benton County at a glance

68Active lenders0 with 20+ decisions
79.1%Market approval rate144 of 182 decided
$245KTypical loanmedian lender, $10K brackets
94%Borrower take-up136 loans funded

How Benton County compares

Approval rate compared
Benton County79.1%Washington71.7%All 616 counties73.1%
Typical loan compared
Benton County$245KWashington$325KAll 616 counties$205K

What the data shows

Lima One Capital, LLC made the most investment cash-out refinances in Benton County, WA, 12 of them.

Lenders approved 79.1% of investment cash-out refinance applications in Benton County, WA, 7.4 percentage points above the Washington rate of 71.7%.

The typical investment cash-out refinance here is $245K, 25% smaller than the Washington typical of $325K.

Investment property cash-out lenders in Benton County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only94%16 / 17100%$175K16
2Lima One Capital, LLCLimited sample100%12 / 12100%$825K12
3Rocket Mortgage, LLCLimited sample89%8 / 988%$305K7
4Gesa Credit UnionLimited sample100%8 / 8100%$155K8
5Citadel Servicing CorporationLimited sample100%7 / 757%$215K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 63 more lenders.

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