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refinance lenders · HMDA 2023–2025

Refinance lenders in Washington

Fat Boy Data analyzed mortgage refinance activity in Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 63,386 applications were decided by 537 lenders between 2023 and 2025.

Washington at a glance

537Active lenders202 with 20+ decisions
79.5%Market approval rate50,425 of 63,386 decided
$455KTypical loanmedian lender, $10K brackets
94%Borrower take-up47,263 loans funded

How Washington compares

Approval rate compared
Washington79.5%All 616 counties76.5%
Typical loan compared
Washington$455KAll 616 counties$295K

What the data shows

Boeing Employees Credit Union made the most mortgage refinances in Washington, 7,336 of them.

Cornerstone Capital Bank, Ssb approved the highest share of applications among lenders with at least 20 decisions here, 98% of 270.

The typical mortgage refinance here is $455K, 54% larger than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 31% approved of 899One lender: 44% approved of 1,122One lender: 48% approved of 408One lender: 49% approved of 526One lender: 55% approved of 670One lender: 57% approved of 740One lender: 59% approved of 177One lender: 60% approved of 650One lender: 60% approved of 297One lender: 68% approved of 236One lender: 70% approved of 283Bank of America, National Association: 70% approved of 2,676One lender: 71% approved of 1,166One lender: 71% approved of 244One lender: 72% approved of 215One lender: 73% approved of 1,248Boeing Employees Credit Union: 73% approved of 10,577One lender: 73% approved of 674One lender: 76% approved of 226One lender: 79% approved of 1,073One lender: 79% approved of 238One lender: 80% approved of 997One lender: 80% approved of 464Rocket Mortgage, LLC: 80% approved of 3,131One lender: 81% approved of 253One lender: 81% approved of 367One lender: 82% approved of 175One lender: 82% approved of 455One lender: 82% approved of 328One lender: 85% approved of 277One lender: 85% approved of 244One lender: 86% approved of 235One lender: 86% approved of 385One lender: 87% approved of 320One lender: 87% approved of 588One lender: 88% approved of 243One lender: 88% approved of 1,503One lender: 89% approved of 316One lender: 89% approved of 194One lender: 89% approved of 1,201United Wholesale Mortgage, LLC: 90% approved of 5,562One lender: 90% approved of 559One lender: 92% approved of 509One lender: 92% approved of 282One lender: 92% approved of 483One lender: 92% approved of 223One lender: 93% approved of 586One lender: 93% approved of 217One lender: 93% approved of 908One lender: 94% approved of 237One lender: 94% approved of 1,280One lender: 94% approved of 868One lender: 94% approved of 194One lender: 95% approved of 383Freedom Mortgage Corporation: 95% approved of 1,662One lender: 96% approved of 281One lender: 96% approved of 900One lender: 97% approved of 994One lender: 97% approved of 609One lender: 98% approved of 270

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Washington

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union73%7,739 / 10,57795%$155K7,336
2United Wholesale Mortgage, LLCBroker only90%5,008 / 5,56295%$505K4,751
3Rocket Mortgage, LLC80%2,519 / 3,13194%$465K2,364
4Bank of America, National Association70%1,865 / 2,67698%$375K1,826
5Freedom Mortgage Corporation95%1,582 / 1,66278%$475K1,232

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 532 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Washington. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Counties in Washington