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refinance lenders · HMDA 2023–2025

Refinance lenders in Washington

Fat Boy Data analyzed mortgage refinance activity in Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 63,386 applications were decided by 537 lenders between 2023 and 2025.

Washington at a glance

537Active lenders202 with 20+ decisions
79.5%Market approval rate50,425 of 63,386 decided
$455KTypical loanmedian lender, $10K brackets
94%Borrower take-up47,263 loans funded

How Washington compares

Approval rate compared
Washington79.5%All 616 counties76.5%
Typical loan compared
Washington$455KAll 616 counties$295K

What the data shows

Boeing Employees Credit Union made the most mortgage refinances in Washington, 7,336 of them.

Cornerstone Capital Bank, Ssb approved the highest share of applications among lenders with at least 20 decisions here, 98% of 270.

The typical mortgage refinance here is $455K, 54% larger than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 31% approved of 899Lakeview Loan Servicing, LLC: 44% approved of 1,122Spring Eq, LLC: 48% approved of 408Washington State Employees Credit Union: 49% approved of 526Mortgage Research Center, LLC: 55% approved of 670KeyBank National Association: 57% approved of 740Pentagon Federal Credit Union: 59% approved of 177Third Federal Savings And Loan Association Of Cleveland: 60% approved of 650Banner Bank: 60% approved of 297Heritage Bank: 68% approved of 236PNC Bank, National Association: 70% approved of 283Bank of America, National Association: 70% approved of 2,676Columbia Bank: 71% approved of 1,166Navy Federal Credit Union: 71% approved of 244Alliant Credit Union: 72% approved of 215Columbia Community Credit Union: 73% approved of 1,248Boeing Employees Credit Union: 73% approved of 10,577Sound Credit Union: 73% approved of 674Peoples Bank: 76% approved of 226Spokane Teachers: 79% approved of 1,073Nbkc Bank: 79% approved of 238Newrez LLC: 80% approved of 997Loandepot.Com, LLC: 80% approved of 464Rocket Mortgage, LLC: 80% approved of 3,131Onity Mortgage Corporation: 81% approved of 253Nationstar Mortgage LLC: 81% approved of 367O Bee: 82% approved of 175Wells Fargo Bank, National Association: 82% approved of 455Red Canoe Credit Union: 82% approved of 328American Pacific Mortgage Corporation: 85% approved of 277Planet Home Lending, LLC: 85% approved of 244New American Funding, LLC: 86% approved of 235Onpoint Community Credit Union: 86% approved of 385Longbridge Financial, LLC: 87% approved of 320Mutual of Omaha Mortgage, Inc.: 87% approved of 588Washington Trust Bank: 88% approved of 243U.S. Bank National Association: 88% approved of 1,503Global Federal Credit Union: 89% approved of 316The Loan Store, Inc.: 89% approved of 194Pennymac Loan Services, LLC: 89% approved of 1,201United Wholesale Mortgage, LLC: 90% approved of 5,562Finance of America Reverse LLC: 90% approved of 559Fairway Independent Mortgage Corporation: 92% approved of 509Provident Funding Associates, L.P.: 92% approved of 282KITSAP Credit Union: 92% approved of 483Sage Home Loans Corporation: 92% approved of 223Village Capital & Investment LLC: 93% approved of 586First Technology Federal Credit Union: 93% approved of 217JPMorgan Chase Bank, National Association: 93% approved of 908Citibank, National Association: 94% approved of 237Cmg Mortgage, Inc.: 94% approved of 1,280Guild Mortgage Company LLC: 94% approved of 868Originpoint LLC: 94% approved of 194Guaranteed Rate, Inc.: 95% approved of 383Freedom Mortgage Corporation: 95% approved of 1,662Sammamish Mortgage Company: 96% approved of 281Crosscountry Mortgage, LLC: 96% approved of 900Movement Mortgage, LLC: 97% approved of 994Evergreen Moneysource Mortgage Company: 97% approved of 609Cornerstone Capital Bank, Ssb: 98% approved of 270

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Washington

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union73%7,739 / 10,57795%$155K7,336
2United Wholesale Mortgage, LLCBroker only90%5,008 / 5,56295%$505K4,751
3Rocket Mortgage, LLC80%2,519 / 3,13194%$465K2,364
4Bank of America, National Association70%1,865 / 2,67698%$375K1,826
5Freedom Mortgage Corporation95%1,582 / 1,66278%$475K1,232

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 532 more lenders.

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Other lending data for Washington

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Counties in Washington

King CountyCountyPierce CountyCountySnohomish CountyCountySpokane CountyCountyClark CountyCountyThurston CountyCountyKitsap CountyCountyYakima CountyCountyWhatcom CountyCountyBenton CountyCountySkagit CountyCountyCowlitz CountyCounty