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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Berkeley County, West Virginia

Fat Boy Data analyzed investment property refinance activity in Berkeley County, West Virginia, home to Martinsburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 118 applications were decided by 46 lenders between 2023 and 2025.

Berkeley County at a glance

46Active lenders0 with 20+ decisions
83.0%Market approval rate98 of 118 decided
$175KTypical loanmedian lender, $10K brackets
97%Borrower take-up95 loans funded

How Berkeley County compares

Approval rate compared
Berkeley County83.0%West Virginia78.1%All 616 counties77.7%
Typical loan compared
Berkeley County$175KWest Virginia$165KAll 616 counties$235K

What the data shows

Jefferson Security Bank made the most investment property refinances in Berkeley County, WV, 13 of them.

Investment property refinance lenders in Berkeley County

LenderApprovalApprovedTaken upTypical loanLoans made
1Jefferson Security BankLimited sample88%14 / 1693%$175K13
2Temple View Capital Funding, LpLimited sample100%13 / 13100%$165K13
3City National Bank of West VirginiaLimited sample100%12 / 1292%$165K11
4United Nations Federal Credit UnionLimited sample86%6 / 7100%$195K6
5CNB Bank, Inc.Limited sample80%4 / 5100%$155K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 41 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Berkeley County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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