HomeWest VirginiaBerkeley CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Berkeley County, West Virginia

Fat Boy Data analyzed cash-out refinance activity in Berkeley County, West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,210 applications were decided by 130 lenders between 2023 and 2025.

Berkeley County at a glance

130Active lenders17 with 20+ decisions
67.2%Market approval rate1,486 of 2,210 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,414 loans funded

How Berkeley County compares

Approval rate compared
Berkeley County67.2%West Virginia67.0%All 616 counties68.2%
Typical loan compared
Berkeley County$145KWest Virginia$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Berkeley County, WV, 469 of them.

That is 33% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Integrity Home Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 94% of 47.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 7% approved of 46Lakeview Loan Servicing, LLC: 32% approved of 53Amerisave Mortgage Corporation: 40% approved of 205Carrington Mortgage Services, LLC: 50% approved of 115Newrez LLC: 50% approved of 46New American Funding, LLC: 53% approved of 34Village Capital & Investment LLC: 54% approved of 37Loandepot.Com, LLC: 59% approved of 115Pennymac Loan Services, LLC: 63% approved of 129Navy Federal Credit Union: 73% approved of 71Freedom Mortgage Corporation: 74% approved of 117United Wholesale Mortgage, LLC: 76% approved of 86Nationstar Mortgage LLC: 79% approved of 43The Federal Savings Bank: 81% approved of 31Rocket Mortgage, LLC: 81% approved of 595Truist Bank: 86% approved of 22Integrity Home Mortgage Corporation: 94% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Berkeley County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%481 / 59598%$145K469
2Amerisave Mortgage Corporation40%81 / 205100%$75K81
3Pennymac Loan Services, LLC63%81 / 12998%$215K79
4Freedom Mortgage Corporation74%87 / 11789%$235K77
5Loandepot.Com, LLC59%68 / 115100%$255K68

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 125 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Berkeley County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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