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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kanawha County, West Virginia

Fat Boy Data analyzed cash-out refinance activity in Kanawha County, West Virginia, home to Charleston, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,382 applications were decided by 90 lenders between 2023 and 2025.

Kanawha County at a glance

90Active lenders14 with 20+ decisions
65.4%Market approval rate904 of 1,382 decided
$115KTypical loanmedian lender, $10K brackets
96%Borrower take-up869 loans funded

How Kanawha County compares

Approval rate compared
Kanawha County65.4%West Virginia67.0%All 616 counties68.2%
Typical loan compared
Kanawha County$115KWest Virginia$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kanawha County, WV, 264 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

The State Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

The typical cash-out refinance here is $115K, 21% smaller than the West Virginia typical of $145K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 9% approved of 22Amerisave Mortgage Corporation: 24% approved of 158One lender: 38% approved of 39One lender: 40% approved of 42One lender: 44% approved of 27One lender: 52% approved of 56One lender: 62% approved of 21The Huntington National Bank: 70% approved of 93Rocket Mortgage, LLC: 74% approved of 362One lender: 74% approved of 23One lender: 77% approved of 22The Poca Valley Bank, Inc.: 79% approved of 57West Virginia Federal Credit Union: 95% approved of 93One lender: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Kanawha County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC74%267 / 36299%$115K264
2Amerisave Mortgage Corporation24%38 / 158100%$65K38
3The Huntington National Bank70%65 / 9394%$115K61
4West Virginia Federal Credit Union95%88 / 93100%$45K88
5The Poca Valley Bank, Inc.79%45 / 5798%$85K44

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 85 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Kanawha County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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