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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sheboygan County, Wisconsin

Fat Boy Data analyzed cash-out refinance activity in Sheboygan County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,292 applications were decided by 126 lenders between 2023 and 2025.

Sheboygan County at a glance

126Active lenders18 with 20+ decisions
74.1%Market approval rate957 of 1,292 decided
$145KTypical loanmedian lender, $10K brackets
96%Borrower take-up917 loans funded

How Sheboygan County compares

Approval rate compared
Sheboygan County74.1%Wisconsin74.3%All 616 counties68.2%
Typical loan compared
Sheboygan County$145KWisconsin$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sheboygan County, WI, 176 of them.

U.S. Bank National Association approved the highest share of applications among lenders with at least 20 decisions here, 90% of 59.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 44% approved of 43One lender: 58% approved of 31Marine Credit Union: 61% approved of 84One lender: 64% approved of 22One lender: 65% approved of 23One lender: 67% approved of 33One lender: 67% approved of 24One lender: 68% approved of 38Rocket Mortgage, LLC: 77% approved of 230One lender: 77% approved of 35BMO Bank National Association: 78% approved of 94One lender: 79% approved of 28National Exchange Bank and Trust: 81% approved of 52One lender: 82% approved of 22One lender: 85% approved of 27One lender: 88% approved of 24One lender: 89% approved of 27U.S. Bank National Association: 90% approved of 59

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Sheboygan County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%177 / 23099%$145K176
2BMO Bank National Association78%73 / 9499%$115K72
3Marine Credit Union61%51 / 8492%$85K47
4U.S. Bank National Association90%53 / 5998%$135K52
5National Exchange Bank and Trust81%42 / 5298%$105K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 121 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Sheboygan County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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