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investment property lenders · HMDA 2023–2025

Investment property lenders in Alabama

Fat Boy Data analyzed investment property mortgage activity in Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 19,026 applications were decided by 734 lenders between 2023 and 2025.

Alabama at a glance

734Active lenders162 with 20+ decisions
88.5%Market approval rate16,833 of 19,026 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up15,980 loans funded

How Alabama compares

Approval rate compared
Alabama88.5%All 616 counties87.5%
Typical loan compared
Alabama$165KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Alabama, 597 of them.

SmartBank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 140.

The typical investment property mortgage here is $165K, 35% smaller than the the United States typical of $255K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 37% approved of 198One lender: 42% approved of 318One lender: 45% approved of 97One lender: 58% approved of 153One lender: 62% approved of 160One lender: 63% approved of 209One lender: 68% approved of 96One lender: 71% approved of 106One lender: 71% approved of 185One lender: 75% approved of 87One lender: 78% approved of 147One lender: 78% approved of 243One lender: 79% approved of 152One lender: 80% approved of 102One lender: 81% approved of 299One lender: 83% approved of 125One lender: 84% approved of 156Kiavi Funding, Inc.: 88% approved of 702United Wholesale Mortgage, LLC: 88% approved of 821One lender: 88% approved of 99One lender: 88% approved of 108Dhi Mortgage Company, Ltd.: 88% approved of 426One lender: 89% approved of 155One lender: 90% approved of 299One lender: 90% approved of 389One lender: 90% approved of 94One lender: 91% approved of 317One lender: 91% approved of 343One lender: 92% approved of 362One lender: 93% approved of 86One lender: 93% approved of 120One lender: 94% approved of 130Movement Mortgage, LLC: 94% approved of 414One lender: 95% approved of 128One lender: 95% approved of 243One lender: 95% approved of 247One lender: 95% approved of 115One lender: 95% approved of 182One lender: 95% approved of 297One lender: 96% approved of 122One lender: 96% approved of 101One lender: 96% approved of 105One lender: 96% approved of 303One lender: 97% approved of 296One lender: 97% approved of 183One lender: 97% approved of 122One lender: 98% approved of 90One lender: 98% approved of 270One lender: 98% approved of 196One lender: 99% approved of 86One lender: 99% approved of 87One lender: 99% approved of 198One lender: 99% approved of 113River Bank & Trust: 99% approved of 531One lender: 99% approved of 146One lender: 100% approved of 140One lender: 100% approved of 132One lender: 100% approved of 132One lender: 100% approved of 108One lender: 100% approved of 92

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Alabama

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%721 / 82199%$145K712
2Kiavi Funding, Inc.88%616 / 70297%$135K597
3River Bank & Trust99%527 / 53199%$105K520
4Dhi Mortgage Company, Ltd.88%377 / 42699%$255K373
5Movement Mortgage, LLC94%389 / 41484%$415K326

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 729 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Alabama. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Alabama

FirstBankBpl Mortgage, LLCCadence BankLendingone, LLCSouthState Bank, National AssociationFirst Federal Bank, A FSBRegions BankRocket Mortgage, LLCTrustmark BankCommunity Bank of MississippiBryant BankLennar Mortgage, LLCGuild Mortgage Company LLCNeighborhood Loans, Inc.21St Mortgage CorporationRenasant BankVanderbilt Mortgage and Finance, Inc.Crosscountry Mortgage, LLCLoan Funder LLCCmg Mortgage, Inc.Moria Development, Inc.Wells Fargo Bank, National AssociationAll In Federal Credit UnionFairway Independent Mortgage CorporationNavy Federal Credit UnionNewrez LLCRedstone Federal Credit UnionServisFirst BankSmartBankBankFirst Financial Services

Other lending data for Alabama

Mortgage lenders in AlabamaHome improvement loans in AlabamaCash-out refinance in AlabamaRefinance in AlabamaInvestment cash-out refinance in AlabamaInvestment refinance in AlabamaInvestment home improvement in Alabama

Counties in Alabama

Jefferson CountyCountyMobile CountyCountyMadison CountyCountyBaldwin CountyCountyTuscaloosa CountyCountyMontgomery CountyCountyShelby CountyCountyLee CountyCountyMorgan CountyCountyCalhoun CountyCountyHouston CountyCountyLimestone CountyCounty