Investment property refinance lenders in Shelby County, Alabama
Fat Boy Data analyzed investment property refinance activity in Shelby County, Alabama, home to Alabaster, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 98 applications were decided by 43 lenders between 2023 and 2025.
Shelby County at a glance
How Shelby County compares
What the data shows
Central State Bank made the most investment property refinances in Shelby County, AL, 19 of them.
Central State Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.
The typical investment property refinance here is $165K, 43% larger than the Alabama typical of $115K.
Investment property refinance lenders in Shelby County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Central State Bank | 100% | 21 / 21 | 90% | $125K | 19 |
| 2 | Metro BankLimited sample | 100% | 9 / 9 | 89% | $215K | 8 |
| 3 | Community Bank of MississippiLimited sample | 100% | 8 / 8 | 75% | $475K | 6 |
| 4 | Cadence BankLimited sample | 100% | 7 / 7 | 100% | $265K | 7 |
| 5 | Regions BankLimited sample | 0% | 0 / 4 | — | — | 0 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 38 more lenders.
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You are seeing the 5 largest investment property refinance lenders in Shelby County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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