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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in El Dorado County, California

Fat Boy Data analyzed investment cash-out refinance activity in El Dorado County, California, home to South Lake Tahoe, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 313 applications were decided by 103 lenders between 2023 and 2025.

El Dorado County at a glance

103Active lenders2 with 20+ decisions
73.8%Market approval rate231 of 313 decided
$275KTypical loanmedian lender, $10K brackets
89%Borrower take-up205 loans funded

How El Dorado County compares

Approval rate compared
El Dorado County73.8%California75.0%All 616 counties73.1%
Typical loan compared
El Dorado County$275KCalifornia$425KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in El Dorado County, CA, 17 of them.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 81% of 21.

The typical investment cash-out refinance here is $275K, 35% smaller than the California typical of $425K.

Investment property cash-out lenders in El Dorado County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only68%34 / 50100%$265K34
2Rocket Mortgage, LLC81%17 / 21100%$295K17
3Homexpress Mortgage Corp.Broker only59%10 / 17100%$495K10
4Newrez LLCLimited sample64%7 / 11100%$215K7
5Hometown Equity Mortgage, LLCLimited sample40%4 / 1075%$315K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 98 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in El Dorado County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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