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refinance lenders · HMDA 2023–2025

Refinance lenders in Colorado

Fat Boy Data analyzed mortgage refinance activity in Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 53,021 applications were decided by 607 lenders between 2023 and 2025.

Colorado at a glance

607Active lenders197 with 20+ decisions
78.0%Market approval rate41,374 of 53,021 decided
$435KTypical loanmedian lender, $10K brackets
93%Borrower take-up38,407 loans funded

How Colorado compares

Approval rate compared
Colorado78.0%All 616 counties76.5%
Typical loan compared
Colorado$435KAll 616 counties$295K

What the data shows

Wings Credit Union made the most mortgage refinances in Colorado, 3,331 of them.

First Western Trust Bank approved the highest share of applications among lenders with at least 20 decisions here, 99% of 164.

The typical mortgage refinance here is $435K, 47% larger than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 14% approved of 1,888One lender: 29% approved of 324One lender: 29% approved of 1,281One lender: 38% approved of 361One lender: 45% approved of 726One lender: 51% approved of 1,409One lender: 52% approved of 230One lender: 58% approved of 618One lender: 60% approved of 153One lender: 60% approved of 328One lender: 61% approved of 189One lender: 62% approved of 474One lender: 63% approved of 576One lender: 68% approved of 257One lender: 68% approved of 425One lender: 69% approved of 225One lender: 71% approved of 622One lender: 74% approved of 736One lender: 75% approved of 703One lender: 76% approved of 229One lender: 77% approved of 196One lender: 79% approved of 263One lender: 80% approved of 335One lender: 80% approved of 660One lender: 81% approved of 1,589Wings Credit Union: 81% approved of 4,746One lender: 82% approved of 159Rocket Mortgage, LLC: 82% approved of 2,670One lender: 82% approved of 896One lender: 82% approved of 346One lender: 84% approved of 550One lender: 84% approved of 281One lender: 85% approved of 306One lender: 86% approved of 348One lender: 88% approved of 257One lender: 89% approved of 245One lender: 89% approved of 298One lender: 89% approved of 956One lender: 89% approved of 511One lender: 89% approved of 151One lender: 90% approved of 602United Wholesale Mortgage, LLC: 90% approved of 8,153One lender: 90% approved of 696One lender: 90% approved of 183One lender: 91% approved of 433One lender: 93% approved of 408One lender: 93% approved of 218One lender: 93% approved of 619One lender: 94% approved of 617One lender: 94% approved of 207One lender: 94% approved of 606One lender: 94% approved of 409One lender: 95% approved of 283One lender: 95% approved of 157Freedom Mortgage Corporation: 95% approved of 1,600One lender: 96% approved of 164One lender: 97% approved of 167One lender: 98% approved of 198One lender: 99% approved of 158One lender: 99% approved of 164

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Colorado

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%7,327 / 8,15397%$475K7,076
2Wings Credit Union81%3,847 / 4,74687%$115K3,331
3Rocket Mortgage, LLC82%2,188 / 2,67094%$435K2,054
4American Financing Corporation14%270 / 1,88869%$385K185
5Freedom Mortgage Corporation95%1,523 / 1,60078%$445K1,195

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 602 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Colorado. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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