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refinance lenders · HMDA 2023–2025

Refinance lenders in Colorado

Fat Boy Data analyzed mortgage refinance activity in Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 53,021 applications were decided by 607 lenders between 2023 and 2025.

Colorado at a glance

607Active lenders197 with 20+ decisions
78.0%Market approval rate41,374 of 53,021 decided
$435KTypical loanmedian lender, $10K brackets
93%Borrower take-up38,407 loans funded

How Colorado compares

Approval rate compared
Colorado78.0%All 616 counties76.5%
Typical loan compared
Colorado$435KAll 616 counties$295K

What the data shows

Wings Credit Union made the most mortgage refinances in Colorado, 3,331 of them.

First Western Trust Bank approved the highest share of applications among lenders with at least 20 decisions here, 99% of 164.

The typical mortgage refinance here is $435K, 47% larger than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 14% approved of 1,888Bellco: 29% approved of 324Discover Bank: 29% approved of 1,281Spring Eq, LLC: 38% approved of 361Mortgage Research Center, LLC: 45% approved of 726Lakeview Loan Servicing, LLC: 51% approved of 1,409KeyBank National Association: 52% approved of 230Third Federal Savings And Loan Association Of Cleveland: 58% approved of 618Pentagon Federal Credit Union: 60% approved of 153The Huntington National Bank: 60% approved of 328Navy Federal Credit Union: 61% approved of 189Bank of America, National Association: 62% approved of 474PNC Bank, National Association: 63% approved of 576BOKF, National Association: 68% approved of 257UMB Bank, National Association: 68% approved of 425Alliant Credit Union: 69% approved of 225First National Bank of Omaha: 71% approved of 622Zions Bancorporation, N.A.: 74% approved of 736Newrez LLC: 75% approved of 703Sooper Cu Dba Climb Cu: 76% approved of 229Wells Fargo Bank, National Association: 77% approved of 196Loandepot.Com, LLC: 79% approved of 263Onity Mortgage Corporation: 80% approved of 335Credit Union of Denver: 80% approved of 660FirstBank: 81% approved of 1,589Wings Credit Union: 81% approved of 4,746Colorado Credit Union: 82% approved of 159Rocket Mortgage, LLC: 82% approved of 2,670U.S. Bank National Association: 82% approved of 896Westerra Credit Union: 82% approved of 346Elevations: 84% approved of 550Nationstar Mortgage LLC: 84% approved of 281Bank of Colorado: 85% approved of 306Fairway Independent Mortgage Corporation: 86% approved of 348Planet Home Lending, LLC: 88% approved of 257New American Funding, LLC: 89% approved of 245Longbridge Financial, LLC: 89% approved of 298Pennymac Loan Services, LLC: 89% approved of 956Finance of America Reverse LLC: 89% approved of 511LoanUnited.com, LLC: 89% approved of 151Mutual of Omaha Mortgage, Inc.: 90% approved of 602United Wholesale Mortgage, LLC: 90% approved of 8,153Canvas Credit Union: 90% approved of 696Alpine Bank: 90% approved of 183JPMorgan Chase Bank, National Association: 91% approved of 433Guaranteed Rate, Inc.: 93% approved of 408The Loan Store, Inc.: 93% approved of 218Village Capital & Investment LLC: 93% approved of 619Cmg Mortgage, Inc.: 94% approved of 617Union Home Mortgage Corp.: 94% approved of 207Guild Mortgage Company LLC: 94% approved of 606Crosscountry Mortgage, LLC: 94% approved of 409Provident Funding Associates, L.P.: 95% approved of 283Movement Mortgage, LLC: 95% approved of 157Freedom Mortgage Corporation: 95% approved of 1,600Sun West Mortgage Company, Inc.: 96% approved of 164Swbc Mortgage Corporation: 97% approved of 167V.I.P. Mortgage, Inc.: 98% approved of 198Ark-La-Tex Financial Services, LLC.: 99% approved of 158First Western Trust Bank: 99% approved of 164

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Colorado

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%7,327 / 8,15397%$475K7,076
2Wings Credit Union81%3,847 / 4,74687%$115K3,331
3Rocket Mortgage, LLC82%2,188 / 2,67094%$435K2,054
4American Financing Corporation14%270 / 1,88869%$385K185
5Freedom Mortgage Corporation95%1,523 / 1,60078%$445K1,195

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 602 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Colorado. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Colorado

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Counties in Colorado

El Paso CountyCountyDenver CountyCountyArapahoe CountyCountyJefferson CountyCountyAdams CountyCountyDouglas CountyCountyLarimer CountyCountyWeld CountyCountyBoulder CountyCountyPueblo CountyCountyMesa CountyCounty