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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Florida

Fat Boy Data analyzed investment cash-out refinance activity in Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 40,269 applications were decided by 747 lenders between 2023 and 2025.

Florida at a glance

747Active lenders183 with 20+ decisions
68.9%Market approval rate27,730 of 40,269 decided
$245KTypical loanmedian lender, $10K brackets
91%Borrower take-up25,140 loans funded

How Florida compares

Approval rate compared
Florida68.9%All 616 counties73.1%
Typical loan compared
Florida$245KAll 616 counties$205K

What the data shows

A&D Mortgage LLC made the most investment cash-out refinances in Florida, 1,903 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 480.

The typical investment cash-out refinance here is $245K, 20% larger than the the United States typical of $205K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 192One lender: 20% approved of 813One lender: 24% approved of 184One lender: 27% approved of 152One lender: 27% approved of 312One lender: 29% approved of 112One lender: 33% approved of 162One lender: 36% approved of 150One lender: 41% approved of 239One lender: 42% approved of 780One lender: 45% approved of 238One lender: 46% approved of 719One lender: 46% approved of 313One lender: 48% approved of 197Hometown Equity Mortgage, LLC: 51% approved of 1,536One lender: 53% approved of 118Homexpress Mortgage Corp.: 54% approved of 1,834One lender: 54% approved of 261One lender: 56% approved of 165One lender: 56% approved of 183One lender: 56% approved of 119One lender: 57% approved of 244One lender: 57% approved of 230One lender: 58% approved of 349One lender: 59% approved of 413One lender: 59% approved of 596One lender: 60% approved of 233One lender: 61% approved of 177One lender: 63% approved of 383United Wholesale Mortgage, LLC: 65% approved of 4,740One lender: 68% approved of 1,290One lender: 70% approved of 325One lender: 70% approved of 113One lender: 73% approved of 193One lender: 73% approved of 874One lender: 74% approved of 997One lender: 75% approved of 123One lender: 75% approved of 217One lender: 76% approved of 495One lender: 78% approved of 295One lender: 78% approved of 1,059One lender: 82% approved of 328One lender: 83% approved of 123One lender: 83% approved of 351One lender: 84% approved of 135One lender: 85% approved of 827One lender: 85% approved of 263One lender: 87% approved of 230One lender: 87% approved of 403A&D Mortgage LLC: 88% approved of 2,212One lender: 88% approved of 729One lender: 88% approved of 432One lender: 89% approved of 207One lender: 91% approved of 214One lender: 94% approved of 308One lender: 94% approved of 264Citadel Servicing Corporation: 95% approved of 1,422One lender: 99% approved of 761One lender: 100% approved of 480One lender: 100% approved of 284

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Florida

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only65%3,062 / 4,74098%$235K3,015
2A&D Mortgage LLC88%1,948 / 2,21298%$225K1,903
3Homexpress Mortgage Corp.Broker only54%995 / 1,83497%$265K969
4Hometown Equity Mortgage, LLC51%788 / 1,53698%$275K773
5Citadel Servicing Corporation95%1,349 / 1,42253%$275K713

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 742 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Florida. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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