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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Charlotte County, Florida

Fat Boy Data analyzed cash-out refinance activity in Charlotte County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,759 applications were decided by 244 lenders between 2023 and 2025.

Charlotte County at a glance

244Active lenders23 with 20+ decisions
59.8%Market approval rate1,651 of 2,759 decided
$175KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,533 loans funded

How Charlotte County compares

Approval rate compared
Charlotte County59.8%Florida62.2%All 616 counties68.2%
Typical loan compared
Charlotte County$175KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Charlotte County, FL, 484 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 72% of 692.

The typical cash-out refinance here is $175K, 10% smaller than the Florida typical of $195K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Network Capital Funding Corporation: 17% approved of 23Amerisave Mortgage Corporation: 19% approved of 179Spring Eq, LLC: 19% approved of 21Mortgage Research Center, LLC: 20% approved of 54New Day Financial, LLC: 30% approved of 94Lakeview Loan Servicing, LLC: 31% approved of 52Wells Fargo Bank, National Association: 37% approved of 30Carrington Mortgage Services, LLC: 38% approved of 48Newrez LLC: 39% approved of 114Mutual of Omaha Mortgage, Inc.: 39% approved of 28American Financing Corporation: 50% approved of 28Village Capital & Investment LLC: 54% approved of 26JPMorgan Chase Bank, National Association: 55% approved of 20Loandepot.Com, LLC: 58% approved of 89Suncoast Credit Union: 59% approved of 74New American Funding, LLC: 61% approved of 31Freedom Mortgage Corporation: 63% approved of 52Nationstar Mortgage LLC: 65% approved of 34Pennymac Loan Services, LLC: 66% approved of 67GoodLeap, LLC: 66% approved of 50Truist Bank: 70% approved of 23United Wholesale Mortgage, LLC: 71% approved of 270Rocket Mortgage, LLC: 72% approved of 692

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Charlotte County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC72%501 / 69297%$155K484
2United Wholesale Mortgage, LLCBroker only71%192 / 27098%$235K188
3Amerisave Mortgage Corporation19%34 / 17997%$65K33
4Newrez LLC39%44 / 114100%$135K44
5New Day Financial, LLC30%28 / 9475%$295K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 239 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Charlotte County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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  • Branch count and how to apply
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