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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Charlotte County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Charlotte County, Florida, home to Punta Gorda, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 557 applications were decided by 122 lenders between 2023 and 2025.

Charlotte County at a glance

122Active lenders7 with 20+ decisions
64.5%Market approval rate359 of 557 decided
$255KTypical loanmedian lender, $10K brackets
93%Borrower take-up333 loans funded

How Charlotte County compares

Approval rate compared
Charlotte County64.5%Florida68.9%All 616 counties73.1%
Typical loan compared
Charlotte County$255KFlorida$245KAll 616 counties$205K

What the data shows

Champions Funding, LLC made the most investment cash-out refinances in Charlotte County, FL, 29 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%Hometown Equity Mortgage, LLC: 33% approved of 30One lender: 33% approved of 21One lender: 40% approved of 20Homexpress Mortgage Corp.: 46% approved of 28United Wholesale Mortgage, LLC: 63% approved of 41Champions Funding, LLC: 85% approved of 34Rf Renovo Management Company, LLC: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Charlotte County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only63%26 / 41100%$185K26
2Champions Funding, LLC85%29 / 34100%$365K29
3Hometown Equity Mortgage, LLC33%10 / 30100%$215K10
4Homexpress Mortgage Corp.Broker only46%13 / 28100%$255K13
5Rf Renovo Management Company, LLC100%21 / 21100%$385K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 117 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Charlotte County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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