Refinance lenders in Clay County, Florida
Fat Boy Data analyzed mortgage refinance activity in Clay County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,909 applications were decided by 190 lenders between 2023 and 2025.
Clay County at a glance
How Clay County compares
What the data shows
Freedom Mortgage Corporation made the most mortgage refinances in Clay County, FL, 109 of them.
Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 57.
Lenders approved 72.2% of mortgage refinance applications in Clay County, FL, 5.4 percentage points above the Florida rate of 66.8%.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Clay County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 89% | 268 / 302 | 90% | $355K | 240 |
| 2 | Freedom Mortgage Corporation | 92% | 135 / 147 | 81% | $375K | 109 |
| 3 | Rocket Mortgage, LLC | 79% | 113 / 143 | 92% | $325K | 104 |
| 4 | Lakeview Loan Servicing, LLC | 45% | 55 / 123 | 53% | $345K | 29 |
| 5 | Vystar Credit Union | 41% | 36 / 87 | 94% | $205K | 34 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 185 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest mortgage refinance lenders in Clay County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.