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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Highlands County, Florida

Fat Boy Data analyzed cash-out refinance activity in Highlands County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,350 applications were decided by 133 lenders between 2023 and 2025.

Highlands County at a glance

133Active lenders15 with 20+ decisions
62.4%Market approval rate843 of 1,350 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up795 loans funded

How Highlands County compares

Approval rate compared
Highlands County62.4%Florida62.2%All 616 counties68.2%
Typical loan compared
Highlands County$155KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Highlands County, FL, 241 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 92% of 25.

The typical cash-out refinance here is $155K, 21% smaller than the Florida typical of $195K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 24One lender: 23% approved of 22Amerisave Mortgage Corporation: 24% approved of 92Newrez LLC: 32% approved of 57New Day Financial, LLC: 41% approved of 56One lender: 49% approved of 45One lender: 55% approved of 31One lender: 60% approved of 55One lender: 63% approved of 38One lender: 68% approved of 25One lender: 70% approved of 50United Wholesale Mortgage, LLC: 73% approved of 115One lender: 81% approved of 26Rocket Mortgage, LLC: 82% approved of 301One lender: 92% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Highlands County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%247 / 30198%$155K241
2United Wholesale Mortgage, LLCBroker only73%84 / 11595%$205K80
3Amerisave Mortgage Corporation24%22 / 92100%$85K22
4Newrez LLC32%18 / 57100%$135K18
5New Day Financial, LLC41%23 / 5691%$245K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 128 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Highlands County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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