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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Florida

Fat Boy Data analyzed cash-out refinance activity in Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 263,704 applications were decided by 931 lenders between 2023 and 2025.

Florida at a glance

931Active lenders363 with 20+ decisions
62.2%Market approval rate163,994 of 263,704 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up153,235 loans funded

How Florida compares

Approval rate compared
Florida62.2%All 616 counties68.2%
Typical loan compared
Florida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Florida, 37,737 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 94% of 686.

Lenders approved 62.2% of cash-out refinance applications in Florida, 6.0 percentage points below the the United States rate of 68.2%.

The typical cash-out refinance here is $195K, 26% larger than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 3,253Amerisave Mortgage Corporation: 22% approved of 14,267One lender: 24% approved of 3,782One lender: 25% approved of 1,329One lender: 32% approved of 1,764One lender: 35% approved of 1,719One lender: 35% approved of 4,861One lender: 36% approved of 7,191Newrez LLC: 39% approved of 10,632One lender: 42% approved of 2,964One lender: 44% approved of 631One lender: 51% approved of 1,405One lender: 51% approved of 2,519One lender: 51% approved of 3,464One lender: 51% approved of 1,895Vystar Credit Union: 52% approved of 10,393One lender: 52% approved of 2,025One lender: 54% approved of 2,103One lender: 55% approved of 632One lender: 56% approved of 2,646One lender: 57% approved of 1,461One lender: 58% approved of 698One lender: 58% approved of 1,157One lender: 59% approved of 686One lender: 60% approved of 642One lender: 60% approved of 3,876One lender: 60% approved of 7,410One lender: 62% approved of 1,115One lender: 62% approved of 2,446One lender: 62% approved of 650One lender: 62% approved of 641One lender: 62% approved of 926One lender: 63% approved of 695One lender: 65% approved of 6,599One lender: 66% approved of 1,005One lender: 66% approved of 6,289One lender: 68% approved of 677One lender: 68% approved of 4,692One lender: 69% approved of 700One lender: 69% approved of 1,517One lender: 69% approved of 3,222One lender: 70% approved of 899One lender: 70% approved of 877United Wholesale Mortgage, LLC: 72% approved of 24,574One lender: 74% approved of 1,164One lender: 75% approved of 781One lender: 75% approved of 2,504One lender: 75% approved of 733One lender: 76% approved of 4,585One lender: 78% approved of 983One lender: 78% approved of 924Rocket Mortgage, LLC: 78% approved of 50,106One lender: 79% approved of 810One lender: 81% approved of 1,391One lender: 82% approved of 1,140One lender: 83% approved of 625One lender: 89% approved of 1,130One lender: 89% approved of 1,582One lender: 94% approved of 686One lender: 98% approved of 877

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Florida

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%39,075 / 50,10697%$165K37,737
2United Wholesale Mortgage, LLCBroker only72%17,610 / 24,57497%$255K17,062
3Amerisave Mortgage Corporation22%3,177 / 14,26796%$115K3,065
4Newrez LLC39%4,102 / 10,63298%$145K4,025
5Vystar Credit Union52%5,383 / 10,39398%$75K5,287

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 926 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Florida. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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