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investment property lenders · HMDA 2023–2025

Investment property lenders in Clayton County, Georgia

Fat Boy Data analyzed investment property mortgage activity in Clayton County, Georgia, home to Forest Park, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,075 applications were decided by 184 lenders between 2023 and 2025.

Clayton County at a glance

184Active lenders9 with 20+ decisions
80.7%Market approval rate867 of 1,075 decided
$175KTypical loanmedian lender, $10K brackets
93%Borrower take-up809 loans funded

How Clayton County compares

Approval rate compared
Clayton County80.7%Georgia86.5%All 616 counties87.5%
Typical loan compared
Clayton County$175KGeorgia$245KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Clayton County, GA, 153 of them.

Loan Funder LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 32.

Lenders approved 80.7% of investment property mortgage applications in Clayton County, GA, 5.8 percentage points below the Georgia rate of 86.5%.

The typical investment property mortgage here is $175K, 29% smaller than the Georgia typical of $245K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 38% approved of 34One lender: 67% approved of 21United Wholesale Mortgage, LLC: 75% approved of 61Rocket Mortgage, LLC: 77% approved of 44Kiavi Funding, Inc.: 86% approved of 183One lender: 90% approved of 20First Option Mortgage, LLC: 92% approved of 39One lender: 92% approved of 26One lender: 97% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Clayton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.86%158 / 18397%$185K153
2United Wholesale Mortgage, LLCBroker only75%46 / 6198%$165K45
3Rocket Mortgage, LLC77%34 / 4497%$165K33
4First Option Mortgage, LLC92%36 / 3983%$215K30
5Lendingone, LLC38%13 / 34100%$185K13

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 179 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Clayton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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