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refinance lenders · HMDA 2023–2025

Refinance lenders in Clayton County, Georgia

Fat Boy Data analyzed mortgage refinance activity in Clayton County, Georgia, home to Forest Park, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,977 applications were decided by 170 lenders between 2023 and 2025.

Clayton County at a glance

170Active lenders24 with 20+ decisions
60.2%Market approval rate1,190 of 1,977 decided
$235KTypical loanmedian lender, $10K brackets
86%Borrower take-up1,023 loans funded

How Clayton County compares

Approval rate compared
Clayton County60.2%Georgia73.4%All 616 counties76.5%
Typical loan compared
Clayton County$235KGeorgia$315KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Clayton County, GA, 97 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 90% of 134.

Lenders approved 60.2% of mortgage refinance applications in Clayton County, GA, 13.2 percentage points below the Georgia rate of 73.4%.

The typical mortgage refinance here is $235K, 25% smaller than the Georgia typical of $315K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 3% approved of 167One lender: 28% approved of 25One lender: 30% approved of 56One lender: 31% approved of 78One lender: 33% approved of 24One lender: 36% approved of 25One lender: 37% approved of 46One lender: 44% approved of 41One lender: 48% approved of 52One lender: 51% approved of 55One lender: 52% approved of 33One lender: 57% approved of 51One lender: 62% approved of 21One lender: 65% approved of 23Rocket Mortgage, LLC: 69% approved of 152One lender: 72% approved of 29United Wholesale Mortgage, LLC: 74% approved of 188One lender: 76% approved of 34One lender: 77% approved of 26One lender: 77% approved of 35One lender: 84% approved of 37Village Capital & Investment LLC: 86% approved of 97One lender: 88% approved of 86Freedom Mortgage Corporation: 90% approved of 134

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Clayton County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only74%140 / 18889%$275K124
2American Financing Corporation3%5 / 167100%$195K5
3Rocket Mortgage, LLC69%105 / 15291%$215K96
4Freedom Mortgage Corporation90%120 / 13481%$265K97
5Village Capital & Investment LLC86%83 / 9755%$285K46

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 165 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Clayton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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