Refinance lenders in Clayton County, Georgia
Fat Boy Data analyzed mortgage refinance activity in Clayton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,977 applications were decided by 170 lenders between 2023 and 2025.
Clayton County at a glance
How Clayton County compares
What the data shows
Freedom Mortgage Corporation made the most mortgage refinances in Clayton County, GA, 97 of them.
Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 90% of 134.
Lenders approved 60.2% of mortgage refinance applications in Clayton County, GA, 13.2 percentage points below the Georgia rate of 73.4%.
The typical mortgage refinance here is $235K, 25% smaller than the Georgia typical of $315K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Clayton County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 74% | 140 / 188 | 89% | $275K | 124 |
| 2 | American Financing Corporation | 3% | 5 / 167 | 100% | $195K | 5 |
| 3 | Rocket Mortgage, LLC | 69% | 105 / 152 | 91% | $215K | 96 |
| 4 | Freedom Mortgage Corporation | 90% | 120 / 134 | 81% | $265K | 97 |
| 5 | Village Capital & Investment LLC | 86% | 83 / 97 | 55% | $285K | 46 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 165 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Clayton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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