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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in St. Joseph County, Indiana

Fat Boy Data analyzed investment property refinance activity in St. Joseph County, Indiana, home to South Bend, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 170 applications were decided by 54 lenders between 2023 and 2025.

St. Joseph County at a glance

54Active lenders1 with 20+ decisions
82.9%Market approval rate141 of 170 decided
$135KTypical loanmedian lender, $10K brackets
98%Borrower take-up138 loans funded

How St. Joseph County compares

Approval rate compared
St. Joseph County82.9%Indiana81.5%All 616 counties77.7%
Typical loan compared
St. Joseph County$135KIndiana$135KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in St. Joseph County, IN, 24 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 92% of 26.

Investment property refinance lenders in St. Joseph County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.92%24 / 26100%$135K24
2Notre Dame Federal Credit Union CorporationLimited sample100%13 / 1392%$135K12
3Interra Credit UnionLimited sample100%12 / 12100%$115K12
41st Source BankLimited sample70%7 / 10100%$125K7
5Lake City BankLimited sample88%7 / 8100%$65K7

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 49 more lenders.

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You are seeing the 5 largest investment property refinance lenders in St. Joseph County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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