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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Massachusetts

Fat Boy Data analyzed cash-out refinance activity in Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 51,976 applications were decided by 475 lenders between 2023 and 2025.

Massachusetts at a glance

475Active lenders224 with 20+ decisions
71.0%Market approval rate36,928 of 51,976 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up35,502 loans funded

How Massachusetts compares

Approval rate compared
Massachusetts71.0%All 616 counties68.2%
Typical loan compared
Massachusetts$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Massachusetts, 8,010 of them.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 217.

The typical cash-out refinance here is $175K, 13% larger than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 504Amerisave Mortgage Corporation: 27% approved of 3,303One lender: 36% approved of 683One lender: 37% approved of 190Newrez LLC: 45% approved of 2,489One lender: 49% approved of 303One lender: 52% approved of 657One lender: 56% approved of 805One lender: 57% approved of 209One lender: 58% approved of 197One lender: 62% approved of 266One lender: 64% approved of 193One lender: 65% approved of 324One lender: 67% approved of 1,029Loandepot.Com, LLC: 67% approved of 1,804One lender: 67% approved of 144One lender: 68% approved of 305One lender: 68% approved of 190One lender: 68% approved of 146One lender: 69% approved of 906One lender: 69% approved of 1,693One lender: 70% approved of 522One lender: 71% approved of 329One lender: 72% approved of 370One lender: 73% approved of 201One lender: 73% approved of 179One lender: 73% approved of 343One lender: 74% approved of 178One lender: 74% approved of 172One lender: 76% approved of 433One lender: 77% approved of 1,112United Wholesale Mortgage, LLC: 77% approved of 2,045One lender: 77% approved of 323One lender: 79% approved of 346One lender: 79% approved of 579One lender: 79% approved of 168One lender: 80% approved of 323One lender: 81% approved of 728One lender: 81% approved of 522One lender: 81% approved of 330One lender: 82% approved of 218One lender: 82% approved of 187Rocket Mortgage, LLC: 82% approved of 10,014One lender: 83% approved of 274One lender: 83% approved of 165One lender: 85% approved of 281One lender: 86% approved of 300One lender: 86% approved of 468One lender: 87% approved of 406One lender: 87% approved of 981One lender: 87% approved of 487One lender: 87% approved of 291One lender: 88% approved of 177One lender: 88% approved of 250One lender: 88% approved of 159One lender: 88% approved of 257One lender: 92% approved of 404One lender: 94% approved of 505One lender: 96% approved of 445One lender: 96% approved of 217

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Massachusetts

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%8,243 / 10,01497%$165K8,010
2Amerisave Mortgage Corporation27%894 / 3,30397%$115K863
3Newrez LLC45%1,131 / 2,48998%$125K1,107
4United Wholesale Mortgage, LLCBroker only77%1,579 / 2,04597%$305K1,531
5Loandepot.Com, LLC67%1,215 / 1,80497%$335K1,184

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 470 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Massachusetts. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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