HomeMassachusettsBerkshire CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Berkshire County, Massachusetts

Fat Boy Data analyzed cash-out refinance activity in Berkshire County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 727 applications were decided by 81 lenders between 2023 and 2025.

Berkshire County at a glance

81Active lenders11 with 20+ decisions
57.1%Market approval rate415 of 727 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up391 loans funded

How Berkshire County compares

Approval rate compared
Berkshire County57.1%Massachusetts71.0%All 616 counties68.2%
Typical loan compared
Berkshire County$195KMassachusetts$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Berkshire County, MA, 134 of them.

That is 34% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Berkshire Bank approved the highest share of applications among lenders with at least 20 decisions here, 76% of 21.

Lenders approved 57.1% of cash-out refinance applications in Berkshire County, MA, 14.0 percentage points below the Massachusetts rate of 71.0%.

The typical cash-out refinance here is $195K, 11% larger than the Massachusetts typical of $175K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 21Amerisave Mortgage Corporation: 23% approved of 79Loandepot.Com, LLC: 41% approved of 39United Wholesale Mortgage, LLC: 47% approved of 32Newrez LLC: 50% approved of 34Freedom Mortgage Corporation: 57% approved of 30Mutual of Omaha Mortgage, Inc.: 64% approved of 22Pennymac Loan Services, LLC: 67% approved of 21Rocket Mortgage, LLC: 73% approved of 191Nationstar Mortgage LLC: 74% approved of 23Berkshire Bank: 76% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Berkshire County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC73%139 / 19196%$195K134
2Amerisave Mortgage Corporation23%18 / 79100%$105K18
3Loandepot.Com, LLC41%16 / 3988%$195K14
4Newrez LLC50%17 / 34100%$165K17
5United Wholesale Mortgage, LLCBroker only47%15 / 32100%$215K15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 76 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Berkshire County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Berkshire County

Nearby markets