Cash-out refinance lenders in Berkshire County, Massachusetts
Fat Boy Data analyzed cash-out refinance activity in Berkshire County, Massachusetts, home to Pittsfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 727 applications were decided by 81 lenders between 2023 and 2025.
Berkshire County at a glance
How Berkshire County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in Berkshire County, MA, 134 of them.
That is 34% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Berkshire Bank approved the highest share of applications among lenders with at least 20 decisions here, 76% of 21.
Lenders approved 57.1% of cash-out refinance applications in Berkshire County, MA, 14.0 percentage points below the Massachusetts rate of 71.0%.
The typical cash-out refinance here is $195K, 11% larger than the Massachusetts typical of $175K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Cash-out refinance lenders in Berkshire County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 73% | 139 / 191 | 96% | $195K | 134 |
| 2 | Amerisave Mortgage Corporation | 23% | 18 / 79 | 100% | $105K | 18 |
| 3 | Loandepot.Com, LLC | 41% | 16 / 39 | 88% | $195K | 14 |
| 4 | Newrez LLC | 50% | 17 / 34 | 100% | $165K | 17 |
| 5 | United Wholesale Mortgage, LLCBroker only | 47% | 15 / 32 | 100% | $215K | 15 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 76 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest cash-out refinance lenders in Berkshire County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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