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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Berkshire County, Massachusetts

Fat Boy Data analyzed investment property refinance activity in Berkshire County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 160 applications were decided by 43 lenders between 2023 and 2025.

Berkshire County at a glance

43Active lenders1 with 20+ decisions
75.0%Market approval rate120 of 160 decided
$165KTypical loanmedian lender, $10K brackets
98%Borrower take-up118 loans funded

How Berkshire County compares

Approval rate compared
Berkshire County75.0%Massachusetts76.8%All 616 counties77.7%
Typical loan compared
Berkshire County$165KMassachusetts$445KAll 616 counties$235K

What the data shows

Greylock Federal Credit Union made the most investment property refinances in Berkshire County, MA, 21 of them.

Greylock Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical investment property refinance here is $165K, 63% smaller than the Massachusetts typical of $445K.

Investment property refinance lenders in Berkshire County

LenderApprovalApprovedTaken upTypical loanLoans made
1Greylock Federal Credit Union100%21 / 21100%$125K21
2Adams Community BankLimited sample39%7 / 1886%$115K6
3Kiavi Funding, Inc.Limited sample83%15 / 18100%$165K15
4The Pittsfield Co-operative BankLimited sample100%15 / 1593%$165K14
5Berkshire BankLimited sample40%4 / 10100%$205K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 38 more lenders.

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