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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Worcester County, Massachusetts

Fat Boy Data analyzed investment property refinance activity in Worcester County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 542 applications were decided by 149 lenders between 2023 and 2025.

Worcester County at a glance

149Active lenders2 with 20+ decisions
74.7%Market approval rate405 of 542 decided
$325KTypical loanmedian lender, $10K brackets
93%Borrower take-up375 loans funded

How Worcester County compares

Approval rate compared
Worcester County74.7%Massachusetts76.8%All 616 counties77.7%
Typical loan compared
Worcester County$325KMassachusetts$445KAll 616 counties$235K

What the data shows

Leader Bank, National Association made the most investment property refinances in Worcester County, MA, 16 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 65% of 23.

The typical investment property refinance here is $325K, 27% smaller than the Massachusetts typical of $445K.

Investment property refinance lenders in Worcester County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only65%15 / 23100%$355K15
2Kiavi Funding, Inc.65%15 / 23100%$325K15
3Millbury National BankLimited sample84%16 / 1962%$405K10
4Leader Bank, National AssociationLimited sample94%16 / 17100%$485K16
5Central One Federal Credit UnionLimited sample94%15 / 16100%$315K15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 144 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Worcester County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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