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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Oakland County, Michigan

Fat Boy Data analyzed investment property refinance activity in Oakland County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 558 applications were decided by 114 lenders between 2023 and 2025.

Oakland County at a glance

114Active lenders4 with 20+ decisions
66.3%Market approval rate370 of 558 decided
$205KTypical loanmedian lender, $10K brackets
90%Borrower take-up332 loans funded

How Oakland County compares

Approval rate compared
Oakland County66.3%Michigan74.5%All 616 counties77.7%
Typical loan compared
Oakland County$205KMichigan$115KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Oakland County, MI, 51 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 79% of 70.

Lenders approved 66.3% of investment property refinance applications in Oakland County, MI, 8.2 percentage points below the Michigan rate of 74.5%.

The typical investment property refinance here is $205K, 78% larger than the Michigan typical of $115K.

Investment property refinance lenders in Oakland County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only67%57 / 85100%$235K57
2Kiavi Funding, Inc.79%55 / 7093%$145K51
3Rocket Mortgage, LLC73%24 / 33100%$205K24
4Dominion Financial Services, LLCBroker only100%23 / 2330%$135K7
5The Huntington National BankLimited sample26%5 / 19100%$205K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 109 more lenders.

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